If you're a facilities manager at a university, you know students rely on the cafeteria for breakfast, lunch, dinner, and the occasional late night snack. So when a dishwasher breaks down and dirty plates pile up, the mess hall can turn messy in the blink of an eye. Enter Grainger. With over a million industrial grade products and fast delivery, the product you need now is never far away. So you can turn that dishwasher back into a lean, clean washing machine. Call
Click ranger.com or just stop by. Ranger, for the ones who get it done. Work management platforms. Ugh. Endless onboarding, IT bottlenecks, admin requests. But what if things were different? We found love.
Monday.com is different. No lengthy onboarding. Beautiful reports in minutes. Custom workflows you can build on your own. Easy to use, prompt-free AI. Huh. Turns out you can love a work management platform. Monday.com, the first work platform you'll love to use. Violet, hello and welcome to a special 2025 kickoff episode. Fourth season.
of telling everybody everything. How are you doing? I'm good, thanks. How are you? I'm excited about having you here. It could bring in an extra audience, mostly pedos. So that's rappers, disgraced, footballers. Swifties? And Swifties, yeah. There's a real crossover in that Venn diagram.
New year, new you. What has changed? I dyed my hair brown because my hair was always brown and I dyed it blonde. Well, you're here today for one reason. Well, many reasons. I like having you here. But the main invite is because you and I have a common interest in the Molly Mae and Tommy Fury drama. So run us down what we thought happened this time last year.
So this time last year, we thought... Maybe it was a bit later than this time last year. It was way later than this time last year. It wasn't that long ago. No, it was like, it was honestly four months ago. It was not this time last year. It was so recent. Yeah, because it was post-Eurose. It was like June. Yikes. Time flies. Okay, let us know what happened this summer then. So allegedly, Tommy Fury went off with a woman and got her pregnant. What? I've heard that all over. There's different rumors. He cheated on her with that...
that specimen are a lot of these now careful with the gorgeous misogyny just because i think that
The easiest thing to do is for women to blame other women. I know. When they do that, they attack someone's looks and character. I know what you mean. I'm not blaming the woman. I'm just saying she was really cocky on a podcast. Like, yeah, part of the reason. Yeah. And I was like, oh, you should not be proud. And like 20 years ago, you would have been able to call this girl like a very damaged gargoyle who should consider reconnecting with her biological family. But now we don't talk that way. We're more like...
Because what you wouldn't want is for this girl, this alleged affair partner of Tommy Fury, though unsubstantiated, on TikTok, she does have photos and videos and spoke to these guys with some authority as she was the affair partner. But we don't know. Anyone could lie, especially about someone so high profile. So we don't want to get sued on the podcast. But...
She could have an awakening where she's like, oh my gosh, what have I done to my reputation? And then like, for God, you know, God forbid, gets into a bad place mentally and then we are partly responsible for bullying her. So that's what you don't want. We're not bullying you, sweetheart. We just feel like having a bit of class. Whomever it was, it seemed very likely that Tommy Fury was unfaithful to Molly Mae. Yes? Yes.
And I think a lot of women my age jumped on this for a variety of reasons. Tell me why it affected your demographic. Like, why did you guys care if he cheated on her? Because we all love Molly Mae, especially my friend Abby. She, like, tunes in every single day. She, like, waits for the Molly Mae post. The vlog. The vlog on YouTube. And we, like, all admire her. She's, like, so cool. We love her on Instagram, TikTok. What do you like about her? She's just so funny. And she's, like, has a cute little baby. She's so funny? She's so funny. Molly Mae Fury is funny. Yeah. Yeah.
What? Hang on. You guys follow Molly Mae Fury for the comedy? No. Not what I said. She's funny. She has good style and she's relatable and she's like really sweet, really fun to watch. Agreed. Damn. I was just checking. Like if girls your age think Molly Mae is like the pinnacle of stand-up. No, we don't. But like she is funny. Is that the kind of funny you're looking for? Just kind of like...
Not funny? Okay, that's not nice. No, do you know what I mean though? Like, would someone like me isn't funny to you guys? You are funny. But not in a way that you guys would watch my vlog. No. Why not? I don't know. What could I, what does she say? Tell me like one of the funniest things. Maybe because you're 40 and she's 20. Yeah, what's one of the funniest things she has said? I don't remember. Okay. I get what you mean though. She is like, she has a good sense of humor about her, good personality. Yes. Okay, fine. And then when this whole cheating thing, we were like...
What the fuck? How could he cheat on her? It was like a big thing. Because he's like, he's okay. And she's like amazing. So we're like, how'd you do that? I hate to spoiler alert. That's how it happens every single time. Okay, Birmingham Live. We're going to read the story from there. I accept. Tommy Fury spotted arriving at Molly Mae's home after school.
kiss so it all started on tick tock when i saw someone claiming to have spotted molly mae and tommy fury holding hands at old trafford which is like a football stadium and or shopping center and then days later there was a new year's eve party at at a footballer's house
where we've all seen the video now. It appears to be Tommy Fury and Molly Mae kissing. And now Birmingham Live goes on to say, Love Island favorites Molly Mae Haag and former fiance Tommy Fury have been causing quite the stir. Reportedly seen hand in hand, that's what I saw, and sharing a surprising kiss on New Year's Eve.
Post-separation, the pair have shared parenting duties for little Bambi, yet recent reports suggest there might be sparks rekindling between them. Fuel was added to the fire when they were caught kissing at a New Year's bash hosted by Man United player Luke Shaw.
Preceding this event, talk had emerged that the pair were being spotted closely holding hands. January 4th. What the hell day is it today? The 5th. Yesterday, he was pictured arriving at Molly Mae's Cheshire Mansion. Side note, he does not own that property. It is her four million pound property alone. Eagle-eyed fans have been piecing together clues that suggest they might be back on track. Now, let me rewind and tell you why it hurt someone else.
41 years old so much that Tommy Fury allegedly cheated on Molly Mae. I think it is because you spend your life trying to be, well, when I was young, pretty and kind and likable and amenable and have the right figure and be the right kind of woman. And then you grow older and you try to be now in 2025 professional. You want to be successful. You want to have autonomy and be an admirable person.
but also be a loving partner and a doting mother. It's this idea now that we have to have it all. And Molly Mae is someone who ticks all those boxes to me. It's like, what more do you want? She's killing it in every area. She is a multimillionaire. She is adored by many. She is beautiful. She is young. She has children. So there are none of the usual slams
that are hoisted upon women to make them feel less than, such as Taylor Swift not having kids, Taylor Swift being a crazy cat lady, Taylor Swift being 34 and unmarried. Whoever says that, I'm literally coming to get you because guess what? People can have cats. People don't need to have kids and people don't need to get fucking married. Just because you're so insecure about your own life doesn't mean you need to nitpick
every single thing about a perfect woman. Carry on. And that's all true. You can't even say any of that about Molly Mae. What can you say? She has a baby. There you go. She's a good partner. She's young still. She does have a cat. Same cat as Taylor Swift. She got a child? Yeah.
She does. But so like, why? So why? So what can we do then to protect ourselves from this looming threat of deception? So that hurt in the beginning because all of us were like, all right, what's the point then? They're all going to cheat. Fine. Now, not all of us are marrying like a boxer who's been presumably hit in the head a lot. But still, so that hurt. And now to see them back together...
hurts again in a different way for me, I feel like. And I know some people are saying that their reunion is fake and that their breakup was fake. And oh, isn't it convenient that Molly Mae's documentary is coming out January 17th on Prime Video? And oh, isn't it convenient that she launched maybe her fashion line and Tommy Fury had a book out before Christmas? Was this whole cheating thing a stunt? Where do you stand on that? Okay.
I believe. Have you ever heard the saying, love's never lost when perspective is earned? No. Who said that? Taylor Swift. Oh. Yeah. Don't owe that. Anyway, I feel like maybe they had a chat, gained some perspective on the situation, and they fell back in love again.
So you think the relationship was genuine, the cheating and the breakup were all genuine. I think that was all genuine. And I feel like she seemed very upset. And if it was a scandal or like set up, don't you think they'd dramatize it a bit more to get more money out of it? They didn't speak about it rarely.
Yeah, but that almost makes it juicier too. I don't think so. I don't think it was a set up. I do agree with you. Yeah, he is dumb. Allegedly. He's pretty dumb. Yeah, I think you can say he's dumb. Yeah, he's dumb. So I feel like he'd be like, okay, Molly, how can we get the most... Sorry, I need to do the accent right. Okay, Molly, how can we get the most out of this? We need to get the most fame. No. Yeah, I feel like he would. There's no strategy with Tommy Fury. Yeah, but... He wakes up in the morning and thinks, amazing, I'm alive again. Yeah.
And then he just like walks out the door and Molly's like, Tommy, put your pants on. And he's like, oh yeah, oh yeah. Time for pants now. Going outside in the cold. Like that's it. There's no, do you know what I mean? Oh,
Because if he was able to think about like consequences, he probably wouldn't have allegedly cheated on her in the first place. But nice guy, like nice enough guy, as long as you're not dating with him. Here's why the reunion upsets me. And I don't want to judge anyone for their choices. And what you learn as you get older is there is infidelity in relationships. There are deal breakers in relationships. There's even abusive, manipulative behavior, like all kind of bad things go down in relationships. And people, especially people with children, especially people with
and commitment. They decide to work through it. I don't like that personally. I wouldn't judge her for doing it. I get it. I've been in similar situations myself. But it's like, it's the woman I think who suffers. So he got to do whatever he wanted to do. She was hurt. I'm sure he was hurting if this indeed cheating did happen. He was hurting. But like he is the instigator of all of these events. Okay, he licks his wounds for a while and he gets his family back.
At what price? But this wonderful woman who shouldn't have to tolerate that once in her life, she owns her home. She's a multimillionaire. Everyone loves her. She's young, successful, and a good mother. Why is she forgiving behavior like this? Well, because she's in love. And if you look at marriage like a business, because presumably she's going to go forward and marry him now, would you be as forgiving with a business partner? Because a marriage, it's about love, but there are contracts involved. It's a legal document. Right.
If you were in a, if one of her maybe partners, for example, let's take her clothing line as, you know, an analogy. If she's in partnership with someone for maybe, and she finds that they're stealing from the cash register, she finds that they're taking wardrobe, like design ideas and selling them to Primark, or she finds that there's some infidelity in business,
would she be expected to be like, oh, but I'll forgive you and continue the business together? No. So why in romantic relationships are you like, well, you're a real liability and like a threat to our enterprise, but I'm just going to keep it trucking with you. I don't know why it's okay in a romantic relationship. And we're expected to forgive. I think women as well are expected to be accommodating and forgiving. And there will be people who are like, oh, why'd she take him back? But equally down the line, they'll be like,
She kept the family together. Yeah, fuck it. I hate that. She did it for the kids. Oh, shut up. I don't think men should get second chances for cheating. I really don't. I don't think they should get second chances at all. But who knows what happened? Will they just come out and tell us? Maybe it'll be in the documentary. We love you, Molly. What would you do if you were Molly Mae with that huge business and many opportunities, beautiful, young, baby daughter, four million pound house, all in your name?
Do you think you could see yourself? Because you don't know until you're in love. I'll tell you exactly what I'll do. I'll cut off his dick and sell it on eBay. That's what I would do. Well, that is criminal damage. Do you know there was a woman in Canada? Was she Canadian or was she American? Lorena Bobbitt is her name. Hang on. Must have been.
Must have been American. I'm gonna tell you this story and you're not allowed to do this American former couple Oh, they were married on June 18th your birthday Their relationship received international press coverage in 1993 when Lorena severed John's penis with a knife while he was asleep in the bed The penis was successfully surgically reattached So I remember this story, but why do I know like all the like strange news from when I was 10 years old? Why'd she do it? Oh alleged essay
Jesus. Well, I didn't know that. See, when you're 10, you don't know some of the darker... You're not deserved to have that shit back on. Keep it off. Well, you know, she alleged that, but they didn't... They weren't able to prove it. But anyway, the operation took nine and a half hours to reattach it, and then he went on to star in two pornographic films in the 90s.
she was driving away from the scene this is what she told police officers and she realized she had it in her hand like at the steering wheel and then she threw it out the window and they had to go like find it yeah what time of year was this uh well it was june so it's not like throwing it out in the in the snow would have preserved it
But anyway, oh, whoa. He was later acquitted of sexual assault by a jury of nine women and three men. So there you go. Oh, my god. Who knows? Oh, the jury found her guilty. Not guilty by reason of insanity.
Oh. Oh, fine.
What is the winning opinion on your TikTok about this whole Tommy Fury and Molly Mae thing? They think the cheating's real? They think the cheating is real. Okay. And they do not like Tommy Fury. They don't like that she has taken him back. Do you think this will garner sympathy for her and people will be like, oh, this poor girl's taking him back? Or do you think people will start stepping away from her as a brand? I feel like they will gain sympathy for Molly Mae. But...
I don't know. Maybe when she gets back with Tommy, if she gets back with Tommy and they like post more videos together, they'll start stepping away. I feel like I'm going to need an explanation. I know like she's entitled to a private life, but equally, no, I want to know. I care about this child. Yeah. I remember that saying, I told you guys, love's never lost from respect to his hand. Well, that's saying that she should get back with him. No,
What does it mean? The love, okay, it gives more perspective on her situation. The love between her and Tommy has never been lost because she gained perspective of his situation. And maybe, just maybe, he came up with a half-decent excuse. Like? What excuse would you accept? Thanks for taking it there. Good to see you. Love you guys. Love you. See you soon.
If you're a facilities manager at a university, you know students rely on the cafeteria for breakfast, lunch, dinner, and the occasional late-night snack. So when a dishwasher breaks down and dirty plates pile up, the mess hall can turn messy in the blink of an eye. Enter Grainger. With over a million industrial-grade products and fast delivery, the product you need now is never far away. So you can turn that dishwasher back into a lean, clean washing machine. Call.
Click ranger.com or just stop by. Ranger, for the ones who get it done. Everyone's entitled to their own opinion. But some opinions are more useful than others. And we all want the good ones. The ones that shake things up, spark debates, and change minds. Financial Times readers know that their opinions are reliable because they're shaped by trusted journalism. Robust opinions. Confident decisions. Source FT.
To subscribe, go to ft.com forward slash SourceFT. Always a treat to have that delightful child and her mouth of the south on the podcast. Again, it's none of my business, but I just can't help but be interested in the Molly Mae thing. And I'm trying to get better every day and I wish them both well. And of course, there's a child involved. So like we're not trying to speculate too much or bully anyone, right?
outside of our own just like curiosity and entertainment. It is an emails dilemmas episode of telling everybody everything and the first one is spicy. Violet is no longer on the podcast. This is too rich for her blood.
Catherine, I received a letter meant for my neighbors to out the cheating spouse. Huh? The other day, I came home at lunchtime to find a letter ripped open by my dogs on the kitchen floor. I picked up the torn letter, which is odd as my dogs are rarely fussed by post. The
The letter is addressed to a man and detailing in great detail how his wife has been cheating on him for years with various men. I searched and found them immediately on Facebook and the couple are still very much together, looking very happy. I had no idea who these people were until I spilled the tea to my husband and he advised me, these are our next door neighbors.
It was misposted to us. And my opinion is that the husband should not see this letter, so I've hidden it away for now. However, I'm curious. What would you do? Am I wrong to ignore it? Should he see this letter? Well, first of all, kudos for the excuse that your gossip-thirsty dogs...
The little bitches that they are tore this envelope open because they wanted the tea about the cheating neighbor. They can smell it on them, you know? They are aware. Maybe the dogs wrote the letter. And it's almost like by fate that it's fallen into your hands and added a second layer of mystery to this drama. I mean, we're speaking about cheating in the first section, right?
My advice is to never get involved because people always shoot the messenger or they disbelieve the messenger.
And I, you know, I make gender stereotypes and generalizations all the time. But I do think statistics will back me up in saying that a woman is at her most vulnerable when she's leaving a relationship. I don't think, and I know I'm wrong and people are going to get upset. It is rare that a woman cheats for themselves.
for the same reasons that a lot of men cheat. There will be exceptions to every rule. I talk about this a little bit in my show and it does piss people off, but I think as someone who has cheated in my relationship a long time ago,
it was the end. I was never sleeping with two people at once. I had repeatedly begged my first partner to please leave, to please allow me to end the relationship. I know men will tell this story as well, but I was just done, done, done. And I was cowardly and I was vulnerable. And somebody could like smell it. Somebody was like, oh, she's
someone who is vulnerable. I don't know. Like this guy came along and he came on strong and I was like, yes, okay. I saw it as a lifeline and that was a bad relationship too. So I mean like I wouldn't be cheating right now on Bobby. Do you know what I mean? I would never be in a family where like I love my husband and I have small children who like see us being affectionate and we're very much together and I've got like a secret family or like dozens of secret families. But
I'm not saying it can't happen with a woman. I need to know more about this family situation. His wife has been cheating on him for years with various men. So who would have written this letter? I wonder probably again, I'm going to make so many assumptions because I don't have the info. What's probably happened here is that this wife is cheating. Yes. And it might just be with one man and he is in a partnership and his wife found out and she is
has him on like life 360 or find my friends. And she knew whereabouts he was going. So many men are too stupid to turn that off. And she knew where he was going and she spotted the neighbor's house, but like sometimes the location service is not that accurate. So it might have said your house. And she's looking at the pin on the map and going, okay, he's at that house. And he goes there every Friday and blah, blah, blah, blah. And then found out
about this woman somehow through text messages or whatever else and was like, I'm going to blow up her life. And so wrote an anonymous letter detailing all these other people that she may or may not be sleeping with. But it just feels very vengeful. Like somebody wants to hurt this woman. And that is why you can't pass it on. So this is how my mind works. Like I'm really inappropriate and I could get canceled for what I've said about genders here. And I know that women can cheat on men. And I know that not all men are cheaters. But fresh off the Molly Mae story,
I just feel like I eventually come to the right answer. The person who's written this letter is not trying to help the husband. The person who's written this letter is trying to hurt the wife, and that's why you can't pass it on.
and you just don't know the intricacies of the relationship. If you and your husband are really bored because it is January and there's not a lot going on and the weather's bad, you could maybe befriend this wife if you see her, if you happen to see her, and be like, hey, I don't want to intrude, but I noticed you've just been looking not yourself or a little bit sad lately. Is everything okay? Maybe you could be like, are you okay? I don't know. You could find out more.
I'm bad. I'm really bad. Because I might even say to her, listen, whatever's going on with you, it's none of my business, but someone's on to you. And if you want to save your marriage, I think you'd better stop. And if you don't want to save your marriage, I think you should slide out ASAP. That is maybe what I would do. But overall, I think you should just stay out of it. I think it's too dangerous for you. And I don't believe that your dogs opened the letter.
Testosterone replacement therapy. It's a hot drug for men. Oh, I know you're probably hoping to get BK's take on this, but he's inside with the babies right now. This, though, I have a lot of interesting, I think, information about testosterone replacement therapy. And I think we don't talk about it enough in the same way that we don't talk about replacing female hormones. All genders, we lose hormones as we get older and it can lead to not only health issues, but like mental health issues as well.
Catherine, my husband is keen to start TRT. That's testosterone replacement therapy. His testosterone level is not under NHS guidelines, but he feels it's not optimal. He feels that he's decided from like Google searches, like what he wants his testosterone to be. And I admire him for that because I do the same.
We have two young children, so we are exhausted, but I don't want more kids, so fertility side effects of low testosterone are not the issue. Are there side effects he should look into? Will my husband turn into a hunk? Will I be able to keep up with the newfound libido from his side? I don't know anyone personally with experience of testosterone replacement therapy, and I don't trust the reviews from converts on these men's websites my husband shows me.
So I do personally know people on testosterone replacement therapy, as a lot of my friends are men over 40, and they have actually been really public in speaking about it. And it is something that we explore on the new season of At Home with Katherine Ryan. So I'm not going to get too much into that side of it. But what I can tell you going into filming the series is
is that the friends who took it noticed first mood changes and weight gain. They were men who were intuitive enough and aligned with their own bodies to be like, this isn't normal for me. I have lack of motivation. I have a lower sex drive. I'm gaining weight too easily and I don't have energy. And they have access to private health care. And these men went for a blood workup
And I don't know, I don't know what the NHS guideline for testosterone is. I'm not going to like start searching it or I'm just going to end up on like an Andrew Tate forum. But like your husband, you've got to trust him to know himself, speak to him about what his goals actually are. Like is, I don't think that it's a risk that he's going to turn into a major hunk all of a sudden. No, I don't. I think so many people take testosterone
Hormone replacement therapy without even considering that that's what it is. Birth control, for example, is sex hormones, synthetic sex hormones to achieve a desired outcome. Some people use it to stop themselves from getting pregnant that month. Other people use it for mood or period cramps or.
I used it when I was 16 because I thought it would make me grow boobs and it didn't. And this is like sounding what you think your husband's just going to turn into a hunk and his penis is going to hit the floor. Like, Oh, so much testosterone. He's going to be like trying to have sex with you all the time. I would not recommend that he take way too much testosterone because then that is dangerous as well. But if he wants this badly enough and he has access to,
to private healthcare. It's not as expensive as you would think. Appointments with private doctors are like 200 pounds. And then you might pay more for a prescription and you would certainly pay more for blood tests. But like, I would not undergo any like medical changes unsupervised. Like I would, I would, and I have, but I wouldn't recommend doing that. So just ensure that he goes to the right place. Like, I don't know what the side effects would be, but
I don't feel like your husband is going to start taking like human growth hormone or like jacking himself up. He just wants a little boost. And I think that's fair. And when the time comes, I'm going to have HRT for menopause and perimenopause, whatever I can get my hands on, because I'm not just going to like lose myself in the middle of a grocery store and start having a breakdown, which is what women do. And they have like full divorces and
or they go into like some type of psychosis where they go, oh my gosh, everything's crumbling around me. Oh no, it was just menopause and I feel better now. Uh-uh, not for your husband, not for you. I think it's a good idea. And if it makes him feel a little bit more libido, a little bit more, fine. If it makes him feel more motivated and happier and better about himself and about his body, that can only be a good thing. But
To summarize, yes, I know a lot of men who take it. They do, over 40. It naturally decreases post-35. Next. Catherine, my husband's secret debt. This is never good.
I've been married to a fantastic man for two years. Two years and he's already got secret debt. We have a little toddler together. We are very fortunate that we own our own home, but since I went back to work in April, I have been holding out for the fact that in 2025, we were planning to move into a bigger house closer to my work with enough space for our toddler to grow up and be able to have people to stay over.
However, two days before Christmas, why do they send these letters at Christmas? How stressful. I see a letter addressed to him from the credit card company. My dogs ripped it open. No, I casually asked him about the letter and he admitted that he is in 25,000 pounds of credit card debt. As you can imagine,
There have been a lot of emotions in the last few days. The main one is hurt, but also rage. When we've talked about what happened, it's not even that he spent it on big things. It wasn't gambling or holidays or a car. It's just hundreds and hundreds of bad decisions made impulsively, and he's not managed the debt and repayments very well. He has been managing this for almost a decade, and slowly he got more and more desperate as it got on top of him, stooping so low that
Oh, as to raid ours and our toddlers savings to cover payments without telling me. It's not that he made a mistake. This is long-term proof of dishonesty and that he can't be trusted to make good and reasonable decisions. I get that because even though this is a problem that started before you and like no shade because we all make mistakes, but let this be a lesson to the people in the dating world that
These are things you have to discuss and you have to investigate before you decide to make a commitment to someone and have a baby with them. Like you have to ask those questions. What is your financial status? If you expressly asked him that question and he lied about the debt, that's bad. And now...
I sort of get the borrowing, we won't call it stealing, from savings accounts because debt is really serious and he's trying to keep his head above water now. He's got a family, he's got you, he's got his son, and he's made these promises about the bigger house at Christmas time. Like, I do get it. And it's not too late, I don't think, for a conversation as, like, life partners with the baby now to be like, we need financial advice. We need to sit down with an advisor and
like a debt repayment. You can call these places. This is the thing. Like, yeah, I get it's a Nick because he's so stupid as well. And he lacks ingenuity and resourcefulness and initiative to do this.
But a lot of debts, you just face them head on. You call whomever that is and you go, look, I found myself in 25,000 pounds of credit card debt. This is what I earn a month. I have a wife and a toddler now and I need to sort this out and I want to be honest and upfront about it. I'm like, what can I do? Before the bailiffs come knocking on my door, stealing my son's cot. So I would have a really frank discussion with him that like, this is not how I'm going to live my life. And I would also be truthful in saying like,
I'm hurt. I'm also angry. But I feel a sense of looming desperation that I have not married someone or have not had a child with someone who possesses these skills for like managing our future. He was presumably young when this started, but he's a grown up now. And this is something that I would forgive and look to the future if he's willing to take the right steps to solve it. And I think you guys can solve this in a year or two.
And a lot of these debt people, I think they will reduce the debt too. I think they really will. So I know people who've rung up about their student loans being like 25 grand and people have suggested to them bankruptcy and they've been like, look, student loans, I'll give you 11 grand today. What do you say? And they're like, yes. So I don't know. But the credit card companies are the last people you want to be in debt with. So, okay. He's been very good at accepting he's done wrong.
Good. I know this is a mental health crisis for him. True. The guilt and shame must have been eating him up. This is the type of secret that some men do not see a way out of. And I'm so lucky that I still have him in my life and my toddler's life. I love him and it breaks my heart what he's been through. But I am really, really angry and I don't know how to move forward. Money is money. But how do I rebuild trust in our marriage?
Well, this is it. It's about forgiveness and giving him a second chance and just monitoring his decisions very closely and how, because he must be feeling a great sense of relief now that you know. And you can say to him, like, we're partners now. So your debt is my debt. And that's what makes me so angry. But it's also what can make you feel comforted. And now let's move forward together and make financial decisions together. And like, guess who's daddy in the house now? It's you.
Teen wanting to manage money. I'm only 17, Catherine, and I love your podcast. I'm British Chinese and Lunar New Year is coming up and that means red envelopes. And even I, as a white person, know what that means. It's cash.
Married adults give out envelopes of cash to younger friends and relatives for luck and prosperity. My family and most of their friends are quite wealthy. Good for you. I usually end up with upwards of £4,000 for my red envelopes. I get so excited and I walk around with a new bag, fresh nails, makeup, the whole lot. And within a few months, the money is gone.
What would you tell a young teen in London to do in my position? I like going out and getting nice things, but I just feel dread when the number dwindles down to nothing again. I mean, you are surrounded by rich people. So surely someone has had a financial conversation with you to explain that rich people having money is what makes them more money.
So there comes a point in your life where there will not be red envelopes or maybe hopefully for you there will be. Where did I hear this quote the other day? And it's problematic. It was a TikTok where there was a girl waiting to get into a first class lounge, but she was like lower status. So whatever airline that was, you had to wait and you might not necessarily get in. And she was young and this very wealthy older woman was walking straight and she said, oh honey, what are you waiting for? Am I cutting the line? And the girl said, no, I'm lower status woman.
you know, membership. I'm just waiting to see if I can get in. And the older lady was like, aha, well, just remember, honey, it's not your fault if your daddy's poor, but it is your fault if your husband's poor. And I was like, that's good advice.
But let yourself be the rich man in your own life. You know what I mean? So if your family hasn't told you, I will tell you that money makes money. And right now, interest rates are better than they were, obviously, during pandemic. You could get yourself a 91 day notice account. You could get yourself a long term savings account. And if you see, I think they even have like 31 day notice accounts, which means your money is locked away.
You could set yourself a challenge even for the first year because you're 17. So we'll give you a pass until next year. You could lock away like two thirds or even half of that money into a year account and just seeing the interest that that makes is
And buying something nice for yourself with that interest at the end of the year, or even putting that interest into little red envelopes and giving it to like younger kids will make you feel like, oh, I see how like having money makes money and having a bag. Some bags are investment pieces and they can make money, but going out like all these things, it is fun to do. And hopefully you can continue doing those things in your life, but you need to start if you want to be wealthy, like there's,
There's no wrong time to start thinking that way. Put your mindset into like, okay, some for fun, some for what I need to have money for, and then some for savings. And just look at interest rates. Like you're smart, you're British Chinese. Like you can look at numbers and interest rates and motivate yourself by like,
Thinking of the money that will come because that's what the money was given you for is wealth, luck, and prosperity. So grow your own prosperity. And I'm quite shocked that these rich people haven't armed you with more financial information.
And you know what? A financial advisor would take you seriously. If you walk in there with 4,000 pounds, you're like, I'm only 17, but I want to get on the right track. They would probably feel so proud and be like, yeah, let's talk about what you can do with all your money going forward. And why don't they teach this in schools?
1908 portrait of TV's Catherine Ryan. A listener has reached out to show you a painting of American socialite Miss Anita Stewart. If anybody wants to Google this, not Stewart, Steward. Miss Anita Steward painted by Giovanni Boldini. The painting was last purchased in New York at an auction in the 90s for more than 300K US dollars.
Anita Stewart was an heiress and socialite born in the lap of luxury. She was the only daughter of William, William? Rhinelander and Anna McKee Armstrong. The portrait was done after her widely publicized marriage to Prince Miguel de Branganca, Duke of Viseu and claimant to the throne of Portugal. Oh, my sister's calling me. Hello? I'm just doing the podcast so I have makeup on.
I'm just sitting on the couch, just waking up. Picked this tiny black head and turned it into a huge scab. How did you turn a tiny black head into a huge scab? Because it just wasn't ready to come out and I was insisting. So I broke my head. Instead of just hydrating it and letting it do its thing. Did Bobby read my notes?
He's going to have the chat and don't mention any like details of the chat later in the month because. Are you recording this? Yeah. Because you're like, don't listen to the details of the chat. Yeah. No, Bobby, like, yeah, he's going to have that business chat soon and he's nervous. Like, we're just not good. Did he like my business notes? Yeah. Yeah. You're good at business. We wish you could have the chat, but oh well. It'll all be fine. No one will respect you if I have the chat.
Nobody does respect me. Fena doesn't respect me. Nobody respects me. Do you know what I've started doing with Fena? Yes, you respect me, but I've not had to like stand up to you. If you saw me try to stand up to you, you wouldn't respect me. Fena is like in her nude era. She's just like, no clothes ever. And I'll take her to the wardrobe and be like this, this, this. Now, now, don't like it. No. So I've just started like biting the bullet and getting her dressed. Like I don't even ask her. I just basically...
chase her catch her dress her and then she stops crying in like a minute but she we try to respect like that she doesn't want tags and she doesn't want dresses and she doesn't want this or that but it's just become like a fight every day and then as soon as she gets home she strips naked I'm like okay great sounds like Kobe yeah she is she's like a dog wearing shoes okay well let me finish this and I'll call you back all right love you bye
Sorry, that was my sister who also looks like this Anita Stewart. Yeah, she looks like me. She is a hot, hot piece of ass. I did Who Do You Think You Are for the BBC a few years ago when I reconnected with Bobby, as a lot of you know, in 2019. And even pictures of my ancestors, portraits of my ancestors. Look at these if you're watching a clip. I'll post them to my socials. I look like portraits like that's just I have a very old face and
ancient, like Victorian face, even though I've had filler and Botox and they haven't. I just look like all old paintings. So thank you for that. I'm going to learn more about Anita Stewart. I think we'd be friends.
If you're a facilities manager at a university, you know students rely on the cafeteria for breakfast, lunch, dinner, and the occasional late-night snack. So when a dishwasher breaks down and dirty plates pile up, the mess hall can turn messy in the blink of an eye. Enter Grainger. With over a million industrial-grade products and fast delivery, the product you need now is never far away. So you can turn that dishwasher back into a lean, clean washing machine. Call.
Click ranger.com or just stop by. Ranger, for the ones who get it done. Dear old work platform, it's not you, it's us. Actually, it is you. Endless onboarding? Constant IT bottlenecks? We've had enough. We need a platform that just gets us. And to be honest, we've met someone new.
Finally, Catherine, should I tell my father's new flame about his recent jail time?
How can we be sure the new flame didn't meet him in jail? People are writing to prisoners now. Be incarcerated, you know? It's a whole thing. Catherine, this is a bit crazy, but I swear every word of this long story is true. A few years ago, my dad spent four months in prison for voyeurism. Whoa. He had installed a secret camera in the shower of a property that he was the landlord of?
I'm so sorry. Can we take a minute for you? I'm really sorry. I'm really sorry that you had to unpack finding out that the man that you were raised to believe was infallible and strong and amazing and loving and a hero is in fact a pervert. And I hope this hasn't come out in other ways throughout your life. And I hope that you have sought therapy for something like this because it is really serious.
Not for his future partners. I appreciate you looking out for everyone else. But it's even though you are not a romantic partner of his, you are the closest person to him in his life or one of. And like this is very meaningful for you. And you might just be managing right now, but it's serious. So like look after yourself before you start worrying about these flames. But I'll go on.
Prior to this, I'd always had a pretty good relationship with my dad. And he was a little bit of a shifty character, maybe a bit of a womanizer, but I certainly never thought he'd be capable of anything like this. Now, my dilemma. Oh, dad. He recently told me that he started a relationship with a 23-year-old woman, girl, from another country. For context, he is 66, I am 36.
He tells me this girl plans to move to the UK on a student visa to live with him while she studies at a nearby uni. He has met her in person twice, and they've been messaging for one year. Obviously, I've expressed my strong disapproval of the situation, but he tells me they're in love. Whatever. That part is none of my business. Although I certainly would keep my kids away from being witness to this. But I have to tell her about his jail time. If he won't. Right? Right?
It's my moral obligation, isn't it? If my daughter was about to move across the world to live with a man and I found out he was on the sex offenders register for any reason, I would do everything in my power to stop her. But how or when do I do this? I found her on Instagram. Do I just come out with it in her DMs? I strongly recommend she do a Claire's Law check on him. I would love to hear your thoughts. I'm probably being so dumb, but at the end of the day, he's my dad and
You're not being dumb. Claire's Law. I think I've heard about this on this podcast, and it's about, yeah, you can request information under Claire's Law. It's with the Metropolitan Police. Make a domestic violence disclosure scheme application. So you think he might have maybe even done other things that you're not aware of. I don't know what situation this 23-year-old woman is coming from.
I don't know what country she's from, what her family situation looks like, what her opportunities are there. But having watched a lot of 90 Day Fiance, it is possible that she views your dad as a lifeline and someone to help her get to the UK so that she can study in university. And she's got a visa for that. And that sounds like a really great opportunity for her for the rest of her life.
Does that need to involve living with a registered sex offender? No, it doesn't. And I am icked out as much as you are when I hear about a 66 year old man with a 23 or six, did you say? It doesn't matter. Three year old. Who knows what her family situation is? Is it possible to get a link
from Claire's Law. So under Claire's Law, you can apply for information about your current or ex-partner because you're worried they have a history of abuse and are a risk to you or request information about the current partner of a friend or relative. So...
I get the loyalty to your dad. I really think you should be in therapy if you're not already, because like all the implications of this, I just worry for you because you listen to my podcast and you don't fast forward the ads. And like, I have more loyalty to you than I do to this girl or to your dad, but I care. I care about, you know, wrongdoings. So I think if I were you, I might do this search on behalf of her and just ask
Start a new Instagram and anonymously post the results as a DM to her. And then she can make up her own mind. And then you can kind of step back and I don't know. Because maybe she does already know. Have you asked your dad if he's told her? Presumably you just don't trust him. Because that's bad stuff. Installing a secret camera as a landlord is really bad. And he went to jail for it. And he's a sex offender now. So I mean...
She's a grown woman, so you can't really be telling her parents. You don't know what kind of parents she has. That's what I would do. I would do this Claire's Law thing, and if you have any screenshot evidence of jail time as well, or you want to attach your own message and be like, look, love is complicated. Visas are complicated. I happen to know this man, and I think he has lots of good qualities, but he's also on the sex offenders register, so...
Thank you for writing. If anyone has better information than that, or if you have better advice for any of the listeners' dilemma this week, or indeed if you have a dilemma of your own, please write to me. It's tellingeverybodyeverything at gmail.com. See you next week and happy new year.
There are some things you wouldn't mind being stuck with, like a large unexpected inheritance. An always-on-the-verge-of-death phone that has to be plugged in just right so it charges is not one of those things. Switch to Verizon and we'll pay off your old phone. Up to $800 via prepaid MasterCard so you can get a new one. Just trade in any phone from our top brands on any unlimited plan. With new line on my plan. Additional terms apply for trade-in and pay off your phone offer. See Verizon.com for details.
If you're a maintenance supervisor for a commercial property, you've had to deal with everything from leaky faucets to flickering light bulbs. But nothing's worse than that ancient boiler that's lived in the building since the day it was built 50 years ago. It's enough to make anyone lose their cool. That's where Grainger comes in. With industrial-grade products and dependable fast delivery, Grainger can help with any challenge, from worn-out components to everyday necessities. Grainger.
Call, clickgrainger.com, or just stop by. Grainger, for the ones who get it done.