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cover of episode Ep 478: Recession Watch: What the Moody’s Downgrade Really Means for Your Money

Ep 478: Recession Watch: What the Moody’s Downgrade Really Means for Your Money

2025/6/4
logo of podcast HerMoney with Jean Chatzky

HerMoney with Jean Chatzky

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Jean Chatzky: 穆迪下调美国债务评级引发了广泛关注,人们纷纷猜测这会对消费者和投资者产生什么影响。虽然之前其他评级机构已经采取了类似行动,但穆迪的举动仍然引起了人们的担忧。 Katie Klingensmith: 作为一名训练有素的经济学家,我认为穆迪的降级在很大程度上象征意义大于实际意义。其他两家大型评级机构早已下调了美国评级,而且穆迪的行动并没有基于任何新的信息。然而,从另一方面来看,所有三家评级机构都发出了美国政府不再完美的信号,这确实引发了人们对美国长期债务问题的担忧。这意味着美国政府在偿还债务方面可能存在一些风险,尽管这种风险很小。总的来说,我认为这次降级对消费者和投资者的直接影响有限,但它提醒我们关注美国经济的长期健康状况。

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Moody’s downgrade. Rising interest rates. Lipstick sales and banana prices as economic signals? This week, we sit down with Katie Klingensmith, Chief Investment Strategist at Edelman Financial Engines), to unpack what’s really going on with the economy and how it impacts your money.

From home buying and interest rates to investing in gold, crypto, and international stocks, Katie helps make sense of it all. If you’re wondering how to stay financially steady in uncertain times, this episode is for you.

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