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cover of episode Ep 481: Top Strategies For Making Your Money Last (And Grow) In Retirement

Ep 481: Top Strategies For Making Your Money Last (And Grow) In Retirement

2025/6/25
logo of podcast HerMoney with Jean Chatzky

HerMoney with Jean Chatzky
AI Deep Dive AI Chapters Transcript
People
H
Hilary Hendershot
J
Jean Chatzky
Topics
Jean Chatzky: 女性退休时储蓄较少，这与性别工资差距和照顾家庭的责任有关。然而，越来越多的女性将继承财富，因此制定战略性投资、资产提取和税务最小化计划至关重要，以确保退休后拥有足够的资金，并能留下有意义的遗产。 Hilary Hendershot: 我曾经也是一个过度消费的人，但我通过改变自己的金钱心理和行为，最终摆脱了困境。我认为女性需要增强自信，对股市建立深厚的信任，并寻求专业的财务建议，以避免在退休计划中犯错。同时，要尽早开始储蓄，充分利用公司的401k计划，并有意识地进行投资。

Deep Dive

Chapters
Women retire with significantly less savings than men, a disparity rooted in factors like the gender wage gap and caregiving responsibilities. However, a shift is on the horizon with women poised to inherit substantial wealth. Strategic planning is crucial to manage, grow, and make this wealth last throughout a potentially long retirement.
  • Women retire with less than a third of the median retirement savings of men.
  • Women are expected to control over 60% of the world's assets in the coming years.
  • Strategic investment, asset drawdown, tax minimization, and wealth building are essential for comfortable retirement.

Shownotes Transcript

Women are on the verge of controlling more wealth than ever before, but are we ready to manage it, grow it, and make it last?

This week, Jean sits down with Hilary Hendershott, Certified Financial Planner, founder of Hendershott Wealth Management), and host of the Love Your Money podcast. Together, Jean and Hilary dig into what it really takes to retire comfortably, and why so many women are falling behind. From understanding the psychology of overspending to getting over our fear of the stock market, this episode is packed with strategies, stories, and mindset shifts to help you make smarter money moves starting now.

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