We're sunsetting PodQuest on 2025-07-28. Thank you for your support!
Export Podcast Subscriptions
cover of episode Teaching Kids the Value of a Dollar with Mellody Hobson

Teaching Kids the Value of a Dollar with Mellody Hobson

2025/5/30
logo of podcast HerMoney with Jean Chatzky

HerMoney with Jean Chatzky
AI Deep Dive AI Chapters Transcript
People
J
Jean Chapsky
M
Mellody Hobson
Topics
Jean Chapsky: 作为家长，我们的一言一行都在潜移默化地影响着孩子们的金钱观。孩子们通过观察我们如何对待金钱，如何消费，以及如何应对财务压力来学习。因此，我们有责任以身作则，为孩子们树立正确的理财榜样。同时，随着科技的发展，金钱的形式也变得越来越虚拟化，孩子们更容易对金钱失去概念。所以，从小培养孩子们的财商至关重要，让他们了解金钱的本质、来源和用途，学会明智地使用金钱。 Mellody Hobson: 我深信，财商教育应该从娃娃抓起。通过教授孩子们“金钱的语言”，让他们从小就熟悉金钱的概念，这对于他们未来的财务健康至关重要。在学校教育中，我们往往忽略了财商教育的重要性。即使是高等院校，也很少有专门教授投资理财的课程。因此，家庭教育在财商培养中扮演着举足轻重的角色。父母应该从小就引导孩子们认识金钱，了解金钱的价值，培养正确的消费习惯。我写这本书的目的，就是希望帮助家长们更好地开展家庭财商教育，让孩子们在轻松有趣的氛围中学习理财知识。

Deep Dive

Chapters
This chapter explores the importance of teaching kids about money early on, focusing on the difference between price and value. It emphasizes that financial lessons are best learned from parents and through real-life experiences.
  • Early exposure to financial realities builds confidence.
  • The biggest money lessons come from outside the classroom.
  • Parents' anxiety about money often prevents them from talking to their kids about it.

Shownotes Transcript

Today, we’re joined by powerhouse financial executive and author Mellody Hobson for an eye-opening conversation about how we teach — and often don’t teach — our kids about money. As co-CEO of Ariel Investments and author of Priceless Facts About Money), Mellody believes that the path to financial literacy starts with our youngest learners.

Together, Jean and Mellody explore:

💸 Why the biggest money lessons often come from outside the classroom

🧠 How early exposure to financial realities can build confidence, not fear

📊 Practical ways to talk to kids about investing (hint: start with what they know and love!)

🛠️ Whether giving an allowance actually works

🔁 And why bartering is the perfect way to teach kids the difference between price and value.

… Does more financial confidence sound good to you, then you might want to try: 

-

🚀 ⁠FinanceFixx⁠) – Our 4 or 8-week coaching program to get your finances on track! 

-

📈 ⁠InvestingFixx⁠) – A club for women ready to grow their wealth. Your first month is completely free.

Have a question for us? Write to us (or send us a voice note!) at ⁠[email protected]m__⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at⁠ ⁠⁠Hermoney.com/subscribe⁠)!

Learn more about your ad choices. Visit megaphone.fm/adchoices)