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cover of episode Your Money Map Replay: How Americans Are Really Retiring

Your Money Map Replay: How Americans Are Really Retiring

2025/5/23
logo of podcast HerMoney with Jean Chatzky

HerMoney with Jean Chatzky
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Anne Tergesen
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Veronica Dagher
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Veronica Dagher: 作为一名记者，我发现拥有大量金钱不一定能带来幸福的退休生活。重要的是在退休生活中找到意义和快乐，例如参与自己喜欢的活动，与志同道合的人交往。我建议大家要根据自身情况调整退休计划，不要盲目追求高额储蓄，而忽略了当下的生活质量。此外，女性在退休规划中面临独特的挑战，例如寿命更长、收入更少，因此更需要注重财务安全和保障。 Anne Tergesen: 我认为退休规划不仅仅是财务问题，还涉及到身份认同和人际关系。许多人退休后花费比他们实际能承受的要少，因为他们不确定自己能活多久。对于那些非常专注于工作的人来说，退休后可能会面临身份认同的挑战。我建议大家在退休前就要开始思考退休后的生活，找到自己热爱的事情，并积极建立和维持友谊。此外，对社会保障体系的担忧也是一个普遍存在的问题，我希望大家能够理性看待，不要因为过度担忧而提前领取社保。

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Shownotes Transcript

What does retirement really look like? Spoiler alert: it’s not all white sand beaches and 4 p.m. tee times. Today, we’re pulling back the curtain on how Americans retire. Not in theory, but in practice.

On the most recent episode of Your Money Map), our weekly show with the Alliance for Lifetime Income, we sit down with *Wall Street Journal *reporters Veronica Dagher and Anne Tergesen to talk about their series: “The Way We Retire Now.”)

If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/) or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn.

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