When your bank gets the fire insurance money

2025/5/7

Marketplace Morning Report

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David Brancaccio

Elizabeth Troval

Jennifer Pak

John Harabedian

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Jennifer Pak: 我报道了中国近期降低利率以应对中美贸易战带来的经济影响。虽然此举旨在提振经济信心，降低借贷成本，但由于国内需求不足，其影响可能有限。企业和消费者对中国房地产市场低迷和中美紧张关系仍持谨慎态度。 Elizabeth Troval: 我报道了美国收紧边境政策导致国际学生赴美留学人数下降的现象。签证问题和政府政策是主要原因，这给在美国际学生和潜在留学生带来了不确定性，影响了他们的学习和职业规划。 David Brancaccio: 我关注的是加州山火后房屋保险理赔问题。受灾房主面临保险理赔款项被银行扣押，且无法获得利息的情况。这笔钱通常会同时支付给房主和银行，银行会持有这笔钱直到房主完成重建房屋的某些阶段。 John Harabedian: 我正在推动一项法案，旨在确保加州山火后房屋保险理赔款项产生的利息归房主所有，而不是银行。许多受灾房主经济状况窘迫，理应得到更多经济上的支持。这项法案得到了广泛的支持，预计将获得通过，这将为那些处于人生中最脆弱境地的人们提供更多帮助。

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A PSA for those whose homes burnt in the LA-area wildfires earlier this year: If the insurance company writes a check, it comes with two names on it — the property owner's and the bank's. But the bank may keep interest earned on that insurance payout. Now, a California assemblyman is trying to change that. We'll check in. Also: China lowers interest rates, and fewer international students come to the States for higher education.

When your bank gets the fire insurance money 06:56 Share

Marketplace Morning Report

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When your bank gets the fire insurance money