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In episode E123 of the REI Hot Seat, Andrew Hines, Brad McCrae, and David Hulshoff discuss how fear-driven decision-making is impacting real estate investing, particularly regarding concerns over incoming U.S. tariffs.
The discussion highlights how even experienced investors with large portfolios are pausing their acquisitions due to uncertainty, while others see this period as an opportunity to leverage debt before inflation further erodes currency value.
They explore a compelling off-market deal in Windsor—a 16-unit purpose-built building with minimal capital expenditure needed, market rents, and a strong cap rate.
The hosts emphasize how structuring deals with direct-to-CMHC financing allows investors to secure long-term, low-cost debt and benefit from asset appreciation over time.
The conversation also touches on how larger, seasoned investors remain confident in the market’s long-term trajectory, while newer investors hesitate due to short-term economic volatility.
They argue that inflation, supply shortages, and government interventions are likely to drive property values higher, making real estate a strong hedge against economic uncertainty.
The hosts stress that waiting for market stability may mean missing out on some of the best deals available today.
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E123 Are You Missing Out on Once-in-a-Decade Deals?
01:09 Breaking Down a 16-Unit Off-Market Deal
02:11 Direct-to-CMHC Financing Advantages
08:54 Market Shifts & Investor Mindsets
13:33 How Tariffs Are Impacting Real Estate Decisions
17:14 New Development Slowdown & Future Housing Crisis
19:32 Why Smart Investors Are Buying Now
25:13 Final Thoughts & Market Takeaways
Disclaimer: This episode, as with every episode of this show, should NOT be considered as advice. Investment advice is NEVER given on this show. Always consult a competent investment advisor before making an investment decision.
Andrew Hines is a seasoned real estate investor, business-builder, educator, and podcast host, well-recognized for his extensive experience in the field. Andrew graduated with an HBA from the Richard Ivey School of Business in 2008 and spent three years teaching introductory business at Western University as a Lecturer. He has been investing in real estate since 2011 and completing value-add projects since 2015, primarily in the luxury student rental space. Andrew started a project management company for building out new-construction townhomes in 2016 and has since built over 50 residential units throughout Southwestern Ontario. Andrew is an advocate for treating real estate investing like a business and uses his experience in his educational endeavors, coaching numerous investors on strategies to achieve financial independence and scale their portfolios effectively.
His podcast, "The Andrew Hines Real Estate Investing Podcast," serves as a platform for sharing insights, strategies, and success stories, connecting a community of like-minded individuals passionate about real estate investing. With a background that blends practical investing experience and investor-focused work, Andrew has become a pivotal figure in the Canadian real estate investing community.