Shawn Dyer, Senior Fraud specialist from Montecito Bank & Trust, warns listeners about QR Scams. They have received a warning from the FBI about cyber criminals who tamper with QR codes which redirect victims to malicious sites. When scanning QR codes, be sure they have not been tampered with, (such as having a sticker placed over them), and that the URL address you are taken to is legitimate. Also, do not download an app from a QR code and if a person you know sends you a QR code, confirm it's really from them.