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cover of episode The Most Bat-Sh*t Insane Woman In Financial Audit History

The Most Bat-Sh*t Insane Woman In Financial Audit History

2025/6/27
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Financial Audit

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People
C
Caleb
专注于提供金融教育和资源,帮助人们实现财务自由。
K
Kaylee
Topics
Kaylee:我目前37岁,住在加州马里波萨,在酒店前台工作,时薪20美元。虽然我喜欢一周休息三天,但这也导致我财务状况不佳,经常刷信用卡来满足消费欲望。我喜欢做家务,但不想被称为家庭主妇。我男朋友要搬回来和我一起住了,我也想做一些兼职工作,这样我就可以有自己的零花钱了。我喜欢旅行,而且我的工作可以让我以非常优惠的价格住酒店。我用ChatGPT制定了一个还清信用卡债务的计划,但上个月我的支出仍然超过了收入。我承认我以前也有酗酒的问题,而且我曾经把狗屎涂在我男朋友的车上,并把他的不雅照片发给他的同事,导致他被解雇。尽管如此,他仍然是我最喜欢的人。我从来没有说过自己是个好人,但我认为我对我的儿子产生了足够的影响,而且我会照顾好自己的。我正在努力改变自己的不良行为,并准备好长大了。 Caleb:你目前的生活方式非常不负责任,你的财务状况非常糟糕。你不愿意工作,却又想享受生活,这导致你负债累累。你的人际关系也非常混乱,你和你的男朋友都有酗酒的问题,而且你还曾经做出过一些非常疯狂的事情。你现在才意识到要确保你的儿子将来不用照顾你,但你已经40岁了,而且你还没有做出任何改变。你需要改变你的生活方式,并为你的未来负责。

Deep Dive

Chapters
Kaylee, a 37-year-old hotel front desk worker, discusses her financial struggles despite earning $20/hour. She works 32 hours a week and has minimal bills but significant credit card debt due to excessive spending during her time off. The conversation highlights her lack of financial planning and prioritization, even with a child to support.
  • Kaylee earns $20/hour for 32 hours a week.
  • She has minimal bills but significant credit card debt.
  • She spends excessively during her time off.
  • She has a 11-year-old son.
  • She has little to no savings and insufficient retirement funds.

Shownotes Transcript

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