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cover of episode 5 Rules of Money: How to Make It, Save It, & Be Smarter About It

5 Rules of Money: How to Make It, Save It, & Be Smarter About It

2024/3/7
logo of podcast The Mel Robbins Podcast

The Mel Robbins Podcast
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M
Mel Robbins
一位专注于领导力和个人成长的著名_motivational speaker_和播客主持人。
T
Tiffany Aliche
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Mel Robbins: 我分享了自己不擅长理财的经历，包括年轻时不负责任的消费习惯和逃避账单的行为，以及中年时期面临巨额债务的困境。我强调了努力工作和储蓄的重要性，并表达了对女儿们理财能力的担忧。 Tiffany Aliche: 我从小接受了良好的理财教育，但后来也经历了被骗、失业和负债的困境。我分享了克服财务困境和羞耻感的方法，包括寻求帮助、分享经历、制定预算、处理债务、储蓄和提高信用评分。我强调了自动化工具在理财中的重要性，以及将个人价值观与财务目标相结合的重要性。我还介绍了“梦想塑造”的概念，以及“优先支付自己”的原则。最后，我分享了我丈夫去世后对人生的感悟，并强调了关注生活意义的重要性。 Tiffany Aliche: 我分享了制定预算的步骤，包括列出支出、计算收入和支出、以及将支出分类为账单、使用费和选择性支出。我还介绍了三种处理债务的方法：滚雪球法、滚雪崩法和海啸法。在储蓄方面，我强调了储蓄的重要性，即使在经济困难时期也是如此，并指出储蓄也存在上限，过度储蓄可能会导致资金闲置。在信用评分方面，我提供了提高信用评分的技巧，包括按时还款和减少未偿还债务。在增加收入方面，我建议从现有工作中寻找机会，例如争取加薪或晋升，并建议寻找与自身技能和经验相符的副业，并强调了投资回报率的重要性。

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In this episode, you’re going to learn the 5 rules of money.

Whether you want to build credit, pay off debt, increase your income, or have more money in the bank, this episode is a must-listen. 

It will surprise you. 

It will move you. 

And it will help you live a richer life. 

Tiffany Aliche is THE money expert. 

Known as The Budgetnista, she is a New York Times bestselling author who has helped 2 million people just like you save, manage, and pay off massive debt. 

This is not your usual “make-a-budget-and-stick-to-it” advice. Tiffany’s take on $$ will help you see your money in a completely different way so that you understand how to make more of it and save it with ease. 

After you listen, you’ll have THE 5 money skills you need to gain financial freedom.

For more resources, including links to Tiffany’s book, the links Mel mentions, and Tiffany’s social media platforms, click here) for the podcast episode page.

Connect with Mel: