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23% of Americans Bombed This Money Quiz—Can You Pass It?

2025/6/13

George Kamel

AI Deep Dive AI Chapters Transcript

People

George

广播和播客主持，专注于财务教育和咨询。

Topics

George: 我分析了汽车引擎维修和空调维修的财务风险，发现即使空调维修的潜在成本更高，但汽车引擎维修的可能性更大，因此财务风险也更大。我认为，每个人都需要一个应急基金，因为在过去三个月里，40%的美国人都遇到了意外的资金紧急情况。我建议首先存1000美元作为启动应急基金，然后专注于摆脱债务，最后存够三到六个月的日常开支，作为你的“永不再负债”保险计划。我希望我的朋友马利克一切顺利，我会支持他的GoFundMe。

Deep Dive

Chapters

This chapter presents a personal finance quiz, highlighting the common mistakes Americans make. It emphasizes the importance of an emergency fund and debt management.

23% of Americans failed a basic personal finance quiz.
Unexpected money emergencies are common.
An emergency fund of $1000 is recommended.

Shownotes Transcript

📗 Order my hardcover book, Breaking Free From Broke), or listen to the audiobook).

Are you smarter than the average American when it comes to money? In this episode, I’mtackling three of the hardest questions from a personal finance quiz (so test your knowledge byplaying along)!

Next Steps:

• 🎥 Watch my video 9 Ways You’re Losing Money Without Realizing It).

• 📈 Are you on track with the Baby Steps? Get a free personalized plan.)

• 💵) Start your free budget today. Download the EveryDollar app!)

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Explore More From Ramsey Network:

🎙️ __The Ramsey Show __)

🍸 Smart Money Happy Hour)

💸 The Ramsey Show Highlights)

🧠 The Dr. John Delony Show)