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No One Wants to Talk About This (Gen X is in Trouble)

2025/6/30

George Kamel

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George Kamel

从负净值到百万富翁的个人财务专家，通过播客和书籍帮助人们管理财务。

Scott Galloway

一位结合商业洞察和个人故事的畅销书作者、教授和企业家。

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George Kamel: 我观察到越来越多的父母在经济上支持他们的成年子女，这似乎已经成为一种常态。然而，这种做法可能会对父母和子女双方的财务状况造成严重的负面影响。父母可能会因此无法实现自己的退休目标，而子女则可能因此无法真正地成长为独立的成年人。我认为，父母应该有计划地逐步减少对子女的经济支持，并帮助他们学习如何理财和规划未来。同时，成年子女也应该主动承担起自己的责任，努力实现经济独立，并对父母的付出表示感谢。这种经济上的依赖还会导致亲子关系紧张，父母附加条件进行资助，会让亲子关系变成一种奇怪的商业合同，最终导致怨恨和矛盾。 Scott Galloway: 我认为，女性在选择伴侣时，会更看重男性展示未来资源的能力。这并不是说男性现在必须富有，而是说他需要有能力在未来成为一个合格的供养者。如果一个男性长期依赖父母的经济支持，那么他可能很难给女性留下这种印象。

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📙 Listen to my audiobook, Breaking Free From Broke).

Half of parents are still paying their adult kids’ bills—and yeah, that’s a problem. In this episode,find out how relying on mom and dad is hurting you both, plus steps you can take to “break up” and build real financial independence instead.

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• 🎥 Watch my video How I Went From Broke to Millionaire in Under 10 Years).

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Explore More From Ramsey Network:

🎙️ The Ramsey Show** **)

🍸 Smart Money Happy Hour)