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The 8 Types Of Insurance You Need Immediately

2025/6/25

George Kamel

AI Deep Dive AI Chapters Transcript

People

George Kamel

从负净值到百万富翁的个人财务专家，通过播客和书籍帮助人们管理财务。

Topics

George Kamel: 作为一名理财顾问，我认为汽车保险是不可或缺的。在没有汽车保险的情况下驾驶机动车是违法的。好的汽车保险应该包括碰撞险，用于在事故由我方负责时修理我的车辆；综合险，用于应对冰雹、火灾、盗窃等意外情况；以及责任险，用于承担对方的车辆、人身伤害、财产损失和法律费用。我强烈建议大家尽可能购买最高的汽车保险保额，不要为了节省一点钱而降低保额。大多数保险专业人士建议至少购买100/300/100的保险，但我个人更倾向于250/500/250的保额，因为额外的保护和安心是绝对值得的。

Deep Dive

Chapters

This chapter introduces the necessity of having insurance and focuses on auto insurance, explaining its legal implications, coverage types (collision, comprehensive, liability), and recommended coverage amounts.

Only eight types of insurance actually matter.
Auto insurance is mandatory in most US states.
Recommended auto insurance coverage: $250,000/$500,000/$250,000

Shownotes Transcript

🛡️Take the Coverage Checkup to get a personalized action plan.)

There are thousands of insurance options out there—but lucky for you, only eight are necessary. In this episode, find out what they are, why you need them, and how much coverage to get.

Next Steps:

• 🎥 Watch my video Why Car Insurance Is Skyrocketing).

• 🎥 Watch my video How Health Savings Accounts Work (Most Americans Are Missing Out)).

• 📈 Are you on track with the Baby Steps? Get a free personalized plan.)

• 💵 __Start your free budget today. Download the EveryDollar app! __)

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