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cover of episode Catt Sadler and Law Mother: Saving Your Wealth and Health During Divorce

Catt Sadler and Law Mother: Saving Your Wealth and Health During Divorce

2025/2/28
logo of podcast Money Rehab with Nicole Lapin

Money Rehab with Nicole Lapin
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Catt Sadler
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Pamela Maass Garrett
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Pamela Maass Garrett: 我是一名专门从事财富增长和保护的律师。在今天的节目中，我将分享七个在离婚期间保护财富的策略。首先，在离婚前就应该整理好财务状况，收集所有必要的财务文件，例如银行对账单、税表、退休账户信息、投资组合、信用卡账单、抵押贷款文件以及其他债务或贷款信息。这样做是为了防止在情绪激动的时候手忙脚乱地寻找文件，或者防止配偶试图隐藏资产。其次，要区分婚前财产和婚后财产。婚前财产通常属于个人所有，但具体情况取决于州法律。婚姻期间资产增值的部分通常被视为夫妻共同财产，除非有婚前协议等其他约定。再次，离婚期间应保护好个人信用，避免因共同信用卡等产生债务纠纷。处理房产问题时要理性，不要仅凭情感因素决定是否保留房产。如果保留房产，应及时将前配偶的名字从抵押贷款中移除。离婚时，退休账户也会被分割，可能需要合格的家庭关系令来确保获得应有的份额。最后，选择合适的律师很重要，律师应该了解你的需求，并能帮助你达成目标，而不是一味追求强势。离婚后应规划好未来生活，包括制定新的预算、更新遗嘱和信托等文件。 Catt Sadler: 我是一名记者和播客主持人，我将分享我在离婚期间保护心理健康的经验。离婚对我来说是一个结束，也是一个新的开始。我当时感到非常痛苦和迷茫，但一位司机在一次谈话中帮助我从新的角度看待离婚，让我意识到婚姻的结束也意味着新的篇章。与前夫保持良好的关系，并与他的现任妻子建立友谊，是我疗伤的关键。我的孩子当时还很小，我最大的恐惧是他们会因为父母离婚而感到自己是不完整的。离婚后，我经历了一段忙碌的时期，专注于事业和孩子的抚养，没有时间进行自我探索。我当时的生存哲学是“活在当下”，这帮助我度过了那段艰难的时期。后来，我经历了一段有毒的恋爱关系，让我重新审视了自己的自我价值，并最终走出了这段关系。朋友和心理治疗师的支持，以及我自身的努力，帮助我摆脱了有毒的关系。我给自己设定了界限，并坚持自己的原则，最终找到了健康的爱情。

Deep Dive

Chapters
This chapter provides seven crucial steps to protect your finances during a divorce, emphasizing a calculated approach to untangling assets and liabilities. It covers gathering financial documents, understanding separate vs. marital property, protecting credit, handling real estate, managing retirement accounts, hiring the right lawyer, and planning for life after divorce.
  • Gather financial documents before initiating divorce proceedings.
  • Understand separate and marital property laws in your state.
  • Protect your credit by removing your name from joint accounts.
  • Strategically approach real estate decisions based on affordability.
  • Address the division of retirement accounts using QDROs.
  • Hire a lawyer who understands your needs and desired outcome.
  • Plan for your financial future after the divorce is finalized.

Shownotes Transcript

This week, Money Rehab is hosted by Pamela Maass Garrett, aka Law Mother, attorney and money expert.

Divorce, of course, is a legal process— but it's also an emotional one. Today, Pamela shares seven tips for protecting your wealth during divorce. Then, Pamela is joined by phenomenal journalist and podcaster Catt Sadler for a conversation on protecting your mental health during divorce. 

Pamela Maass Garrett, aka Law Mother, is an attorney and money expert helping you grow and protect your wealth through her bestselling book Legally Ever After and her upcoming Wealthy Ever After book and app.

Subscribe to Catt’s podcast here: https://podcasts.apple.com/us/podcast/catt-sadler-now/id1562073520) 

Find Pam’s freebies here: https://www.lawmotherco.com/moneyrehab)

Follow Pam here: https://www.instagram.com/lawmotherco/)

If you or someone you know is in an abusive relationship, find resources here) or call 1-800-799-SAFE

The content in this episode is for entertainment purposes only, please consult an advisor before making any financial or investment decisions.

*All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org). Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf). See *public.com/#disclosures-main).