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cover of episode Should You Invest in Commodities? Here’s the Tea (and the Oil and the Gold…)

Should You Invest in Commodities? Here’s the Tea (and the Oil and the Gold…)

2025/3/7
logo of podcast Money Rehab with Nicole Lapin

Money Rehab with Nicole Lapin
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Nicole Lappin
一位致力于财务教育和媒体的专家，通过多种平台帮助人们提高财务素养。
Topics
Nicole Lappin: 我是一名金融专家，我的新书《金钱学校》介绍了多种投资策略，其中包括大宗商品投资。本期播客将分享一些关于大宗商品投资的知识，帮助大家更好地理解和运用这种投资策略。 首先，大宗商品是指可以触摸并易于交换的物品，例如咖啡、石油、黄金等。它们分为软商品（需要种植或收获）和硬商品（从地球上开采）两种。 黄金通常被视为避险资产，自1971年美国放弃金本位制以来，其年均回报率约为7.8%。它也是通货膨胀的良好对冲工具，但在经济增长时期可能表现不佳。 石油等其他大宗商品价格波动较大，可能带来巨大收益或损失。美元汇率波动会直接影响原油价格，因为全球原油交易以美元计价。地缘政治事件，特别是石油输出国组织（OPEC）的动向，也会对石油价格产生重大影响。 投资大宗商品的方式有很多种，例如投资生产或销售大宗商品的公司，或投资大宗商品ETF或共同基金。投资个股存在风险，需要了解公司和行业情况；而ETF或共同基金则更便捷。 总而言之，大宗商品投资是一种可以帮助投资者多元化投资组合的策略，但同时也存在风险。投资者需要根据自身情况和风险承受能力选择合适的投资方式。 最后，我还想提醒大家，定期更新贵金属首饰的估价，以确保保险额度充足。

Deep Dive

Chapters
This chapter introduces commodities as tangible, easily exchanged assets, categorizing them into 'hard' (earth-extracted) and 'soft' (grown/harvested) commodities, using examples like gold, oil, and agricultural products.
  • Commodities are tangible assets easily exchanged for cash or other commodities.
  • They are classified as 'hard' (extracted from the earth) or 'soft' (grown or harvested).
  • Examples include gold, oil, coffee, cotton, cattle, and eggs.

Shownotes Transcript

Today, Nicole is going to tell you about the investment hiding in plain sight: commodities.

To learn more investing strategies, order Nicole's new book The Money School HERE)!

*All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org). Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf). See *public.com/#disclosures-main).