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cover of episode Why the Right Time to Build Wealth is Now

Why the Right Time to Build Wealth is Now

2025/5/20
logo of podcast Money Rehab with Nicole Lapin

Money Rehab with Nicole Lapin
AI Deep Dive AI Chapters Transcript
People
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Morgan
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Nicole Lappin
一位致力于财务教育和媒体的专家，通过多种平台帮助人们提高财务素养。
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Topics
Nicole Lappin: 根据美国银行的调查，Z世代和千禧一代对财务未来感到乐观，但更重要的是行动。现在就是开始积累财富的正确时机，可以通过与美国银行合作，利用美林开始为未来投资。财富积累不是一蹴而就，而是要持之以恒。应该设定明确的目标，并倒推算出实现这些目标所需的资金。 Morgan: 我最近结婚并即将30岁，开始认真考虑财务规划。我和丈夫开设了共同账户，并用收到的结婚礼物进行美元成本平均投资。虽然我做了一些投资，但没有明确的目标，也没有充分利用复利计算器。我感到一些内疚，因为我比我的母亲有更多的机会。我希望能够为我的孩子支付大学费用，而不必担心经济援助。我需要更认真地思考财富积累，并设定明确的目标。

Deep Dive

Chapters
This chapter explores the ideal time to begin building wealth and features a conversation with a Money Rehabber, Morgan, who recently got married and is turning 30, prompting her to focus more on financial planning. The discussion also incorporates a Bank of America survey about Gen Z and Millennial financial attitudes.
  • A Bank of America survey reveals that 95% of Gen Z and Millennials believe they are living within their means.
  • The ideal time to start building wealth is now.

Shownotes Transcript

When’s the right time to start building wealth? Spoiler alert: the sooner, the better. But what if you feel like you’re not making enough, or you have too many expenses, or investing just feels too intimidating?

Today, Nicole helps a Money Rehabber break through those doubts and put a plan in place to start growing wealth ASAP. Plus, we’ll unpack a new Bank of America survey that shows 95% of Gen Z and Millennials are living within their means—so if you’re worried you’re behind, you might be doing better than you think.

Learn more with Bank of America where you can get access to tools and solutions and view your Bank of America banking account online in one place. Get started at bofa.com/FinancialNextSteps)