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cover of episode Avoid Decades Of Financial Stupidity With These Simple Steps

Avoid Decades Of Financial Stupidity With These Simple Steps

2024/2/27
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The Ramsey Show

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Amy
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Rachel
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Amy: 我们夫妇二人是牙科专家,毕业时背负100万美元学生贷款,目前已减少至75万美元。我们即将获得新的工作,最低年收入将达65万美元。我们目前拥有一套房屋,但尚未还清抵押贷款,剩余约37万美元。我们计划出售这套房屋,但收益有限。我们希望制定一个全面的财务计划,以偿还债务并规划未来。 Rachel & Jade: 建议Amy夫妇专注于偿还债务。他们应尽量降低生活成本,例如租房而非买房,并利用高收入快速偿还债务。在债务还清后,他们可以享受高收入带来的生活。

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Amy and her husband have over a million dollars in student loans and are seeking advice on how to manage their debt while planning for their future financial stability.

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Rachel Cruze & Jade Warshaw answer your questions and discuss:

  • A couple that has $1 million in student loans and doesn't know what to do

  • "My car got repoed today - should I buy it back?"

  • How to enjoy your financial success in Baby Step 7

  • Why it's so important to do the Baby Steps in order to maximize how quickly you can pay off debt

  • A really difficult call where caller learns the hard truth that she's being financially abused by her husband

  • Rachel and Jade weigh in on a disagreement a couple is having about if they should pay off their mortgage or build the patio of their dreams

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