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cover of episode Chasing Easy Money Always Ends in Regret

Chasing Easy Money Always Ends in Regret

2025/5/21
logo of podcast The Ramsey Show

The Ramsey Show

AI Deep Dive AI Chapters Transcript
People
A
Adam
主持和编辑 STAT 的生物技术播客 “The Readout LOUD”,专注于生物技术新闻和行业分析。
A
Andrew
专注于解决高质量训练数据和模型开发成本问题的 AI 研究员。
A
Anthony
作为《Camerosity Podcast》的主持人,Anthony Rue 深入探讨了摄影设备的历史和使用经验。
C
Christine
D
Dave Ramsey
帮助数百万人摆脱债务和实现财务自由的著名个人财务专家。
G
George Kamel
从负净值到百万富翁的个人财务专家,通过播客和书籍帮助人们管理财务。
J
Joseph
R
Rachel Cruze
专注于个人财务教育和预算管理的金融专家。
S
Sarah
个人财务专家,广播主持人和畅销书作者,通过“Baby Steps”计划帮助数百万人管理财务和摆脱债务。
T
Tim
以深入的硬件评测和技术分析著称的播客和YouTube主播。
Z
Zach
Topics
Andrew:我目前面临4.3万美元的医疗债务,这让我感到非常困惑,我不知道该如何处理这笔巨额债务,希望能够得到一些专业的指导。 George Kamel:我认为你的公司结构存在严重问题,你应该得到与你的付出相匹配的合理报酬。目前你所获得的收入与你的工作量完全不符,这不仅影响了你的个人财务状况,也阻碍了你未来的发展。 Rachel Cruze:你需要更多的资金来进行储蓄和投资,否则你将永远无法摆脱当前的财务困境。你必须重新构建你的公司结构,以便能够实现自给自足。同时,你也需要面对现实,积极与债权人协商降低债务,或者考虑离开公司去寻找一份能够让你偿还债务的工作。

Deep Dive

Chapters
A 20-year-old with a six-figure income from a family business is struggling with $43,000 in medical debt. The hosts advise him to restructure his compensation to increase his income and address his debt.
  • $43,000 medical debt
  • 20-year-old in family business
  • low personal income despite high business revenue
  • needs to increase personal income to cover debt and future expenses

Shownotes Transcript

**📈 **⁠⁠⁠⁠⁠__Are you on track with the Baby Steps? Get a Free Personalized Plan__⁠⁠⁠⁠⁠) 📱 ⁠⁠⁠Watch the full episode for free in the Ramsey Network app. ⁠⁠⁠)

George Kamel and Rachel Cruze answer your questions and discuss:

  • "Should I help my new husband pay off his debt?"

  • "Should my son hire an attorney to investigate a crypto scam?"

  • "Should I keep my job if I'm only making $850 a month?"

  • "I'm making $30-90k a month day trading. Should I get into real estate?"

  • "Should my husband and I help my Dad before he loses everything?"

  • Liam Payne, Who Died Without a Will, Left $32 Million Estate

  • The 3rd anniversary of #horsegate 🐴

  • "I don't feel like I'm getting what I deserve from the family business. How should I talk to my dad?"

Next Steps:

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📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠__send us an email.__⁠⁠⁠⁠⁠)

💵⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠)** **⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠)

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Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠__The Ramsey Show Highlights__⁠⁠⁠⁠⁠)

🧠 ⁠⁠⁠⁠⁠__The Dr. John Delony Show__⁠⁠⁠⁠⁠)

🍸 ⁠⁠⁠⁠⁠__Smart Money Happy Hour__⁠⁠⁠⁠⁠)

💡 ⁠⁠⁠⁠⁠__The Rachel Cruze Show__⁠⁠⁠⁠⁠)

💰 ⁠⁠⁠⁠⁠__George Kamel__⁠⁠⁠⁠⁠)

🪑 ⁠⁠⁠⁠⁠__Front Row Seat with Ken Coleman__⁠⁠⁠⁠⁠)

📈 ⁠⁠⁠⁠⁠__EntreLeadership__⁠⁠⁠⁠⁠)

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