cover of episode Credit Is a Crutch—It’s Time to Walk Without It

Credit Is a Crutch—It’s Time to Walk Without It

2025/5/14
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The Ramsey Show

Shownotes Transcript

**📈 **⁠⁠⁠⁠__Are you on track with the Baby Steps? Get a Free Personalized Plan__⁠⁠⁠⁠) 📱 Watch the full episode for free in the Ramsey Network app.)

Ken Coleman and Rachel Cruze answer your questions and discuss:

  • "Can I 'divorce' my entitled children?"

  • "How do I recover from having my credit history wiped?"

  • "My agent keeps insisting I should keep my four whole life insurance polices."

  • "I struggle with giving money, does that make me a bad person?"

  • "My husband wants to sell our house and rent in order to pay off debt, but I don't want to do that."

  • "I'm worried I'm not going to be able to provide for my soon-to-be wife and child"

  • "How do I help my in-laws while we are working the Baby Steps? They currently don't have any retirement savings."

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