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cover of episode Don’t Fall Into the American Nightmare of Debt

Don’t Fall Into the American Nightmare of Debt

2023/12/14
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People
J
Jade Warshaw
从专业歌手到财务专家，Jade Warshaw 的故事激励众多人实现财务自由。
J
John
一位专注于跨境资本市场、并购和公司治理的资深律师。
K
Ken Coleman
帮助数千人通过职业评估和指导找到理想职业的广播主持人和职业顾问。
Topics
Nick：我和妻子结婚几个月了，去年因为婚礼花费巨大，现在正在偿还97000美元的债务。我们收到了去意大利参加婚礼的邀请，我妻子是伴娘，预计花费6000美元，但我们目前只有3000美元的积蓄。我们意见不一，她想参加婚礼，而我认为我们负担不起。 Jade Warshaw：我不认为你们负担得起这次旅行，也不认为你们负担得起伴娘的所有花费。在2023年，伴娘的费用已经涨到令人难以置信的地步了。你们应该优先偿还债务，而不是去意大利参加婚礼。你们才刚刚开始偿还近10万美元的债务，现在就破例会影响你们整个还债旅程。 Ken Coleman：与其花大价钱去意大利参加婚礼，不如在美国为朋友举办一个规模较小的庆祝活动。或者，丈夫可以努力工作，赚够3000美元的旅费。但是，如果妻子真的想去，丈夫应该努力工作，想办法筹钱。

Deep Dive

Chapters
Nick and his wife are debating whether to attend a wedding in Italy while paying off significant debt. The discussion covers the financial implications and the emotional toll on their relationship.

Shownotes Transcript

Jade Warshaw & Ken Coleman answer your questions and discuss:

  • "Should we travel out of the country for a wedding while paying off debt?"

  • "How do we restart the Baby Steps?"

  • "Is it okay to take out a mortgage?"

  • "Can I get a college degree without debt?"

  • The "American Nightmare" created by the US's obsession with debt,

  • "How can I know my value in the job market?"

  • "Would it be smart to buy a $65K car?"

  • "How can I get my finances under control?"

  • "Should I sell my house to pay off debt?"

  • "How should I go back to school?"

  • "Budgeting while in a high cost-of-living area,"

  • "How do I prepare for a potential strike?"

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