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cover of episode Don't Get Scared Then Get Stupid With Your Money

Don't Get Scared Then Get Stupid With Your Money

2023/12/19
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The Ramsey Show
AI Deep Dive AI Chapters Transcript
People
B
Brandon
为听众提供实用和可行的财务建议的金融专家和广播主持人。
C
Christie
D
Dave
活跃的房地产投资者和分析师，专注于房地产市场预测和投资策略。
E
Emma
J
Jade
一位尚未详细描述的个人。
J
John
一位专注于跨境资本市场、并购和公司治理的资深律师。
K
Kendra
K
Kristen
P
PJ
P
Parker
参与 Ramsey Network 的财务和生活问题讨论
W
William
一位在UCSF从事生物化学和分子生物学研究的科学家。
Topics
Kristen：丈夫去世后，对独自管理家庭财务感到迷茫和缺乏信心，寻求建议如何处理72万美元的保险金和现有债务（包括三处房产抵押贷款和汽车贷款）。 Dave和Jade：建议Kristen出售两处出租房产以简化生活，并利用保险金偿还抵押贷款。同时，鼓励Kristen学习财务知识，并利用自身技能（咨询师）创造收入，保障家庭未来。 Dave：强调夫妻双方都应参与家庭财务管理，避免一方完全掌控财务而导致另一方对财务状况一无所知。建议Kristen学习财务知识，并利用自身技能（咨询师）创造收入，保障家庭未来。 Jade：建议Kristen出售出租房产以简化生活，并利用保险金偿还债务，专注于个人财务和职业发展。

Deep Dive

Chapters
A young widow with five children discusses her lack of confidence in managing finances after her husband's passing. Dave Ramsey advises selling rental properties to simplify her life and pay off debts.

Shownotes Transcript

Dave Ramsey & Jade Warshaw answer your questions and discuss:

  • A young widow that lost confidence her managing her finances after her husbands passing,

  • learn more: EveryDollar.com)

  • How to prepare to buy a home when getting married,

  • A Debt Free Scream from a couple that almost didn't get married because of the amount of debt they had,

  • A caller that didn't know if he should sell his rental properties to improve his cashflow,

  • read more: How to Invest in Real Estate)

  • A wife who discovered her husband had 22 credit cards he had hidden from her,

  • "Are tax-relief companies legitimate?",

  • learn more: RamseySolutions.com/TaxPro)

  • Homesteading is a great idea but you should never do it for the tax benefits,

  • Why you should never do a land contract,

  • What to do when your debt is more than your annual income,

  • read more: How the Debt Snowball Method Works)

  • How to prepare to buy a house,

  • read more: How to Buy a House in 2023)

  • A Debt Free Scream from a couple that battled infertility issues while tackling their debt,

  • Why you should never have a company credit card with American Express,

  • The reasons you don't need a credit score to succeed in life.

  • read more: Living Without a Credit Score)

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