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cover of episode Dumb Debt Decisions Won't Accelerate Your Financial Growth

Dumb Debt Decisions Won't Accelerate Your Financial Growth

2025/5/30
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The Ramsey Show

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People
C
Caleb
专注于提供金融教育和资源,帮助人们实现财务自由。
C
Colby
D
Dave Ramsey
帮助数百万人摆脱债务和实现财务自由的著名个人财务专家。
H
Hugh
J
Jacob
J
Jade Warshaw
从专业歌手到财务专家,Jade Warshaw 的故事激励众多人实现财务自由。
J
Jeff
使用ChatGPT来改善关系和解决争论
M
Mackenzie
N
Nathan
R
Renee
S
Sam
通过削减开支、获取电销职位和启动咨询业务,实现从零开始的企业家之旅。
T
Terry
Topics
Hugh: 我正在考虑是否要为了保护我的孩子而进一步负债请律师。这已经持续了六年,我的前妻一直不肯妥协,导致诉讼不断。现在孩子们被剥夺了监护权,由我的大儿子暂时监护。我担心如果不支持他,孩子们可能会回到前妻身边,但我已经负债累累。 Dave Ramsey: 面对困境时,我不从负债开始,而是从零负债开始,想办法在不增加债务的情况下处理。这意味着需要变卖资产,努力工作来支付律师费。考虑到孩子们即将成年,诉讼时间有限,不应再增加债务负担。应该想办法在经济不崩溃的情况下解决问题。 Jade Warshaw: 孩子们和哥哥在一起是否是最好的选择?如果是,也许应该让他们在未来几年里获得稳定和安宁,而不是继续拖累他们。重要的是要考虑孩子们的最佳利益,而不是无休止的法律斗争。

Deep Dive

Chapters
Hugh from Las Vegas discusses his $70,000 debt incurred while fighting for custody of his children. The hosts explore the financial implications of his actions and advise against further debt accumulation, suggesting alternative strategies like selling assets and working extra jobs.
  • $70,000 debt for legal fees
  • Six-year custody battle
  • Children's ages 13, 15, and 16
  • Focus on avoiding additional debt
  • Explore alternative solutions to legal battles

Shownotes Transcript

**📈 **⁠⁠__Are you on track with the Baby Steps? Get a Free Personalized Plan__⁠⁠)

Dave Ramsey and Jade Warshaw answer your questions and discuss:

  • "Should I be going further into debt to hire lawyers to fight a custody battle with my ex-wife?"

  • "How do we come up with a down payment to buy a Canadian fishing lodge?"

  • "My financial planner doesn’t want me to sell my whole life insurance policies."

  • "My dad took out Parent PLUS loans for me and my sisters. He says it's our fault that he's broke and that we owe him."

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