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cover of episode Go Slow: Never Invest in What You Don’t Understand

Go Slow: Never Invest in What You Don’t Understand

2025/2/26
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The Ramsey Show

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People
B
Bell
B
Bobbi
D
Dave Ramsey
帮助数百万人摆脱债务和实现财务自由的著名个人财务专家。
G
Greg
J
Julia
M
Marie
R
Rachel Cruze
专注于个人财务教育和预算管理的金融专家。
R
Riley
S
Sarah
个人财务专家,广播主持人和畅销书作者,通过“Baby Steps”计划帮助数百万人管理财务和摆脱债务。
S
Sue
Topics
Marie: 我们已经完成了婴儿步骤3D,并且正在购买我们的第一套房子。我们已经支付了你们建议的5%的首付,还有一些额外的钱用于支付成交费用和应急基金。但是,在谈判中,卖家不愿意放弃他们的家电,这将额外花费3000美元。我不确定这3000美元是否应该从应急基金中支付,或者这是否意味着我们还没有准备好买房。 Dave Ramsey: 购买第一套房子时遇到的小问题不应该让我们害怕。3000美元的额外费用可以通过其他方式解决,例如购买二手家电。重要的是,不要因为这3000美元而放弃买房的机会。 Rachel Cruze: 虽然3000美元的额外费用让人犹豫,但这只是买房过程中可能遇到的众多费用中的一小部分。应急基金可以应对更大的意外支出。重要的是要保持冷静,并找到解决问题的办法。

Deep Dive

Shownotes Transcript

**📈 **Are you on track with the Baby Steps? Get a Free Personalized Plan)

Dave Ramsey & Rachel Cruze answer your questions and discuss:

  • "Are we actually ready to buy a home?"

  • "What does generosity look like for us beyond the tithe?"

  • "Where do we even begin investing?"

  • "How is it considered ethical for people to own so many homes?"

  • "My wife took out credit cards behind my back,"

  • "Would a wedding budget of $20,000 be unreasonable?"

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