cover of episode How Can I Get Ahead With My Money?

How Can I Get Ahead With My Money?

2023/12/1
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AI Deep Dive AI Chapters Transcript
People
C
Cheyenne
G
Grant
参与讨论创建“自由派的Joe Rogan”
I
Ivy
J
Jason
参与Triple Click播客，讨论RPG游戏党员设定。
K
Ken Coleman
帮助数千人通过职业评估和指导找到理想职业的广播主持人和职业顾问。
L
Leslie
M
Molly
R
Rachel Cruze
专注于个人财务教育和预算管理的金融专家。
S
Sebastian
S
Shelby
T
Tyler
如何处理负资产汽车贷款的几种策略和挑战。
Topics
Ken Coleman：收入是建立财富的最佳工具，多重收入是摆脱债务和完成婴儿步骤的最佳途径。 Rachel Cruze：未婚同居者应保持财务独立，避免因一方债务影响另一方。应根据实际收入情况，出售负债过高的车辆，购买价格更低的车辆。 Ken Coleman：热爱工作才能保持热情和精力，身体健康才能获得职业成功。 Ken Coleman：在沟通中，应多问“是什么”而不是“为什么”，避免对方产生防御心理。 Rachel Cruze：结婚前应坦诚沟通财务状况，了解彼此的理财观念和消费习惯。应制定严格的预算，减少不必要的开支，尽快偿还债务。 Rachel Cruze：购买人寿保险可以保障家庭在意外发生时的经济稳定。

Deep Dive

Chapters
Discussing the financial implications of combining finances before marriage, emphasizing the importance of keeping finances separate until legally married.

Shownotes Transcript

Ken Coleman & Rachel Cruze answer your questions and discuss:

  • Why combining money before you get married is a bad idea

  • "Is my wife a princess for not wanting to work?"

  • "Preparing to take on my girlfriend's debt?"

  • "Am I being too stingy with vacations?" (Yes)

  • "My lifestyle is completely unsustainable..."

  • "Am I being irresponsible?"

  • "Buy a home if it will double my housing cost?"

  • "What should I do with my increased income?"

  • "Can I use my emergency fund for daughter's quinceañera?"

  • "How do I get ahead when my income is so low?"

  • "Should I keep my whole life insurance?"

  • "Should I move out of my parents' house?"

  • "Sell rentals and primary to buy our dream home?"

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