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cover of episode How Do I Get Started Investing?

How Do I Get Started Investing?

2023/12/29
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The Ramsey Show

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A
Adam
主持和编辑 STAT 的生物技术播客 “The Readout LOUD”,专注于生物技术新闻和行业分析。
A
Austin
了解奥斯汀婚礼的平均费用、选择全包式场地和节省预算的创意方法。
B
Brian
Python 开发者和播客主持人,专注于测试和软件开发教育。
C
Claudia
D
Dave
活跃的房地产投资者和分析师,专注于房地产市场预测和投资策略。
J
Jareek
J
Jennifer
J
Jesse
J
Joel
J
John
一位专注于跨境资本市场、并购和公司治理的资深律师。
M
Max
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Melissa
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Sharon
国际仲裁专家,擅长复杂争端解决。
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Tom
参与航空教育和培训的播客主持人
听众
无足够信息构建个人资料
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Austin:作为一名22岁的年轻人,拥有自己的建筑和挖掘业务,年收入约为45000美元,已全款购置房产,并拥有25000美元的紧急备用金,希望了解如何开始投资以及选择哪个投资平台。 Dave:建议Austin将15%的收入投资于退休账户,例如401k或SEP IRA,并通过RamseySolutions.com上的SmartVestor Pro寻找专业的投资顾问来帮助他进行投资。他应该将投资作为一种自动化行为,每月定期投资,而不是一次性投入大笔资金。

Deep Dive

Chapters
Austin, a 22-year-old entrepreneur, seeks advice on investing. Dave recommends investing 15% of income into retirement accounts like a Roth IRA.

Shownotes Transcript

Dave Ramsey & George Kamel answer your questions and discuss:

  • "I'm 22 years old, how do I start investing?"

  • "Should I pay off my ex-husband's house?"

  • "Should I invest more than 15%?"

  • "Should we use savings to pay off the house?"

  • "Marriage is falling apart, wife is crazy spending,"

  • "What should I do with an annuity my dad left?"

  • "Ex-wife wants a one-time alimony payment"

  • "Should I get a career starter loan from the navy?"

  • "What should I do with my old 401(k)?"

  • "We're having trouble keeping a budget,"

  • "When do you have to pay capital gains tax?"

  • "How do I save money left from scholarships?"

  • "Trying to decide between two jobs."

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