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cover of episode If You Can’t Pay for It, Don’t Buy It!

If You Can’t Pay for It, Don’t Buy It!

2024/1/17
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The Ramsey Show

AI Deep Dive AI Chapters Transcript
People
D
Dave
活跃的房地产投资者和分析师,专注于房地产市场预测和投资策略。
M
Micah
Topics
Dave: 购买昂贵汽车会阻碍财富积累,百万富翁通常驾驶经济型车辆,建议在净资产达到百万美元前不要购买新车,应尽量减少投入贬值资产。 Micah: 询问是否应该购买一辆3万美元的汽车,并权衡投资与消费之间的关系。 Dave: 购买昂贵汽车会阻碍财富积累,百万富翁通常驾驶经济型车辆。建议将汽车等贬值资产的总额控制在年收入的一半以下。过度消费汽车是导致中产阶级无法积累财富的重要因素之一。

Deep Dive

Chapters
Micah, a 24-year-old debt-free individual earning $80,000 a year, wants to buy a $30,000 sports car but is unsure if it's a wise investment. Dave Ramsey advises against putting money into depreciating assets like cars if the goal is to build wealth.

Shownotes Transcript

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Dave Ramsey & George Kamel answer your questions and discuss:

  • "What kind of car can I afford?"

  • "How do I manage a $1 million inheritance?"

  • "Is it too late to save for retirement?"

  • Dave sums up the Ramsey Plan,

  • Dave and George talk to millionaires about how they built their wealth in another Baby Steps Millionaire Theme Hour.

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