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cover of episode If You Follow the Proven Plan, This Stuff WORKS

If You Follow the Proven Plan, This Stuff WORKS

2023/12/4
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The Ramsey Show

AI Deep Dive AI Chapters Transcript
People
A
Allie
帮助用户通过财务教育和应用程序改善生活质量的专业人士。
A
Amanda
A
Andrew
专注于解决高质量训练数据和模型开发成本问题的 AI 研究员。
G
George
广播和播客主持,专注于财务教育和咨询。
H
Hayden
H
Heather
J
Joe
面临上水汽车贷款,寻求多种解决方案以减轻财务负担。
J
Joshua
J
Justin
No specific information available about Justin.
K
Ken
以房地产投资专家和教育者身份,帮助他人实现财务自由。
K
Kyle
M
Maria
N
Nathan
P
Pat
S
Simone
S
Sonia
S
Steven
参与了与前谷歌CEO埃里克·施密特关于AI、算法和创业的深入讨论。
T
Troy
Topics
Heather: 夫妻俩在还清债务并建立紧急基金后,难以负担15%的退休储蓄比例,因为目前的收入勉强够支付债务。 George: 应该检查预算中的资金漏洞,并考虑增加收入来解决退休储蓄不足的问题。需要制定零基预算,确保每一笔钱都有明确的用途,并检查收入是否不足。 Ken: 丈夫应该寻找可以提高收入的职业发展机会,例如寻求晋升或转换行业。应该评估丈夫的技能和经验,寻找可以提高收入的职业发展机会。 George: 应该检查预算中的资金漏洞,并考虑增加收入来解决退休储蓄不足的问题。需要制定零基预算,确保每一笔钱都有明确的用途,并检查收入是否不足。 Ken: 丈夫应该寻找可以提高收入的职业发展机会,例如寻求晋升或转换行业。应该评估丈夫的技能和经验,寻找可以提高收入的职业发展机会。

Deep Dive

Chapters
Heather and her husband are on baby step two and are concerned about how to afford retirement savings while paying off debt. They are advised to look at their budget for money leaks and consider increasing income.

Shownotes Transcript

Ken Coleman & George Kamel answer your questions and discuss:

  • "15% to retirement is too much for our budget,"

  • "How do I pay my bills after losing my job?"

  • "What's the best way to combine finances?"

  • "How do we get started investing without risk?"

  • "What should I do with money from a lawsuit?"

  • "We disagree about our rental property..."

  • "Should I focus on pay or finding my calling?"

  • "What's the best way to tackle my student loans?"

  • "Should I sell my car?"

  • "Should I buy rental property with my family?"

  • "Does funding asbestos removal count as an emergency?"

  • "Would it be smart to sell our house?"

  • "How do I budget for unexpected issues?"

  • "Should I buy my parents' house?"

  • "What's my next step to find my dream job?"

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