We're sunsetting PodQuest on 2025-07-28. Thank you for your support!
Export Podcast Subscriptions
cover of episode If You Want To Win You Need To Account for Risk

If You Want To Win You Need To Account for Risk

2023/12/11
logo of podcast The Ramsey Show

The Ramsey Show
AI Deep Dive AI Chapters Transcript
People
A
Ashley
C
Casey
一名专注于银行与金融实践的律师助理，擅长公私伙伴关系项目咨询。
C
Cassie
C
Courtney
D
Dave
活跃的房地产投资者和分析师，专注于房地产市场预测和投资策略。
D
Donna
E
Elizabeth
J
Jason
参与Triple Click播客，讨论RPG游戏党员设定。
J
Josephine
J
Justin
No specific information available about Justin.
M
Max
P
Peter
Topics
Jason：讲述了他与妻子关于55岁退休计划的分歧，妻子认为他们没有足够的积蓄。 Dave：从财务角度分析了Jason的财务状况，认为他的积蓄足够支持退休生活，并指出妻子可能存在更多的情感因素和对未来的担忧。他建议Jason应该做一些事情，而不是在54岁无所事事，即使有足够的钱退休。 George：与Dave一起探讨了Jason妻子担忧的潜在心理因素，例如匮乏心态或过去的创伤，这需要心理层面的解决，而非单纯的财务规划。 Jason：详细说明了他们目前的开支和收入情况，以及退休账户的状况。他希望能够在退休后从事兼职工作，并有更多时间陪伴家人。 Dave：再次强调了Jason的财务状况良好，并指出妻子可能存在心理问题，例如对未来的不安全感或来自过去的创伤。他建议Jason与妻子进行深入沟通，了解她真正的担忧，并尝试解决这些心理问题。 George：补充说明了心理因素对财务决策的影响，并建议Jason寻求专业人士的帮助，例如理财规划师或心理咨询师。

Deep Dive

Chapters
Jason and his wife disagree on retirement plans. Jason wants to retire at 55 with a $2.5 million nest egg, but his wife is concerned about running out of money. Dave advises on the financial feasibility and the importance of considering life goals beyond finances.

Shownotes Transcript

Dave Ramsey & George Kamel answer your questions and discuss:

  • "My wife doesn't think we can afford to retire,"

  • "How do I start paying off debt?"

  • "Should I wait for interest rates to come down?"

  • "My boyfriend wants us to buy a house in cash,"

  • "Is it possible to eliminate the national debt?"

  • "How can I best guide my mom & sister?"

  • "I got scammed by my dad,"

  • "What should I do with income from my rental?"

  • Following up with a previous caller (Sarah from Nashville),

  • "I'm lost on how to manage my money"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Start your EveryDollar Free Account today: Click Here)

Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke!)

Find a Ramsey Trusted Real Estate Agent: Click Here)

Want a plan for your money? Find out where to start: Click Here)

Listen to all The Ramsey Network podcasts: Click Here)

Interested in advertising on The Ramsey Show? Click Here)

Learn more about your ad choices. https://www.megaphone.fm/adchoices)

Ramsey Solutions Privacy Policy)