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I'm Buried in Debt

2023/12/26
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The Ramsey Show

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A
Andrew
专注于解决高质量训练数据和模型开发成本问题的 AI 研究员。
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Andy
REAL AF 播客主持人,专注于讨论和分析时事新闻和政治事件。
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Ben
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Chris
投资分析师和顾问,专注于小盘价值基金的比较和分析。
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Devontae
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Hannah
一个在网络上表现活跃且具有复杂心理状态的个体。
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Jessica
专注于卡拉OK设置和技巧的专家
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Joanne
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Luke
警惕假日季节的各种欺诈活动,确保在线交易安全。
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Molly
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Shelly
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Stacy
Topics
Ben:作为单身父亲,我为了争取孩子的抚养权而面临财务困境,正在考虑是否需要贷款来支付诉讼费用。目前已经花费了大量资金,并且未来还有更多支出。我不想失去孩子,但也不想背负更多债务。 Dave:借贷并不能保证你赢得抚养权诉讼,反而可能让你陷入更深的财务困境。你的对手有无限的资金,而你只是在拖延时间,这只会让律师赚更多的钱。 John Deloney:建议你寻求律师的帮助,制定一个结束诉讼的策略,例如调解。调解可以设定一个最终期限和金额,避免诉讼无限期地进行下去。同时,你也可以在法庭上说明你的财务状况,以及对方行为对你的影响,这可能会对你的案子有所帮助。

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Chapters
A single dad faces financial strain during a custody battle, considering taking out a loan to continue fighting for his son.

Shownotes Transcript

Dave Ramsey & Dr. John Delony answer your questions and discuss:

  • "I'm running out of money to fight for custody,"

  • "Should I wait to pay off my house?"

  • "Making wise plans for our future family,"

  • "Am I on Baby Step 2 or Baby Step 7?"

  • "How soon should we pay off our mortgage?"

  • "How do you explain paying off a home with a low monthly payment/balance?"

  • "We are scared to go into debt for a house"

  • "Should we update our house even if we move later?"

  • "I owe over $200K in student debt, what do I do?"

  • "How can I help my mother with her spending?"

  • "How do I get out of my 19% interest car loan?"

  • "How do I access funds in retirement?"

  • "Should I downsize now that the kids are gone?"

  • "Am I too old to take out a student loan?"

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