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cover of episode Learn the Power of the Magical Word, “NO”

Learn the Power of the Magical Word, “NO”

2024/11/18
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The Ramsey Show
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A
Alex
通过在《Mac Geek Gab》播客中分享有用的技术提示，特别是关于Apple产品的版本控制。
A
Andrew
专注于解决高质量训练数据和模型开发成本问题的 AI 研究员。
C
Cindy
D
Dave Ramsey
帮助数百万人摆脱债务和实现财务自由的著名个人财务专家。
H
Hailey
J
Jimmy Darts
K
Kyle
M
Megan
N
Nick
通过创意和专业服务，在节日季节赚取额外收入的专家。
R
Rick
参与谷歌抗议活动被解雇的前员工，反对Project Nimbus合同。
S
Samantha
Topics
Megan 的父母没有退休储蓄，并期望她提供经济支持。Dave Ramsey 认为子女没有义务为父母的退休提供资金，但应该在财务规划和建议方面提供帮助，并鼓励父母正视自己的财务状况，例如制定预算、投资和考虑缩减开支。

Deep Dive

Chapters
Megan discusses her parents' lack of retirement savings and their expectation that she and her husband will help them. Dave advises a clear conversation about financial boundaries and coaching her parents on budgeting and investing.
  • Parents in their 80s with no retirement savings
  • Expectation to help financially creates tension
  • Importance of setting clear financial boundaries
  • Coaching parents on budgeting and investing

Shownotes Transcript

**📈 **Are you on track with the Baby Steps? Get a Free Personalized Plan)

📱Watch the full episode for free in the Ramsey Network app.)

Dave Ramsey & George Kamel answer your questions and discuss:

  • "My parents have no retirement savings and are expecting us to help,"

  • "How can I diversify my investment portfolio?"

  • Should I freeze my credit?

  • "My husband thinks we are too broke to have a baby?:"

  • "Should I keep my Universal Life insurance policy?"

  • Jimmy Darts on how fun it is to give money away (follow him at @jimmydarts))

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