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cover of episode Make Money Choices Today That You Won’t Regret Tomorrow

Make Money Choices Today That You Won’t Regret Tomorrow

2025/2/6
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The Ramsey Show

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Christy: 离婚后,我一直难以找到工作,尽管拥有硕士学位和良好的履历。我尝试过医疗保健和市场营销领域,但面试机会寥寥无几。目前我靠兼职小生意维持生计,虽然房子和车子都已付清,还有一些存款,但对未来的收入感到不确定,因此在如何使用这些资金方面犹豫不决。 Ken Coleman: 线上求职就像买彩票,成功率很低。应该通过人际关系来寻找工作机会。主动联系在目标公司工作的人,请他们帮忙递交简历,这样才能从众多申请者中脱颖而出。同时,要不断拓展人脉,增加机会。 Jade Warshaw: 不建议为了增加收入而贷款购买出租房,因为这会增加风险。可以将剩余的资金放在高收益储蓄账户中,或者如果投资期限超过五年,可以考虑投入指数基金。当前最重要的是找到一份稳定的工作。

Deep Dive

Chapters
Christy, recently divorced, faces challenges finding a job after a career break. Ken Coleman advises her to network and leverage personal connections instead of relying solely on online applications to increase interview opportunities. Jade Warshaw recommends focusing on saving money while job hunting.
  • Difficulty finding a job after divorce and career break.
  • Resume reviewed by multiple professionals, still no success.
  • Importance of networking and personal connections in job search.
  • Recommendation to use a different resume format.
  • Advice to save money in a high-yield savings account while job hunting.

Shownotes Transcript

**📈 **Are you on track with the Baby Steps? Get a Free Personalized Plan)

Ken Coleman & Jade Warshaw answer your questions and discuss:

  • "I can’t find a job after getting divorced,"

  • "We're about to receive $1 million,"

  • "Is my direct marketing business going to cost me more than I earn?"

  • "How should we fund our kids' 529s?"

  • "Should I still buy a home with my boyfriend?,"

  • "My parents want me to pay them back,"

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