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cover of episode Money Is a Tool To Create a Life You Love

Money Is a Tool To Create a Life You Love

2025/2/21
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The Ramsey Show

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G
George Kamel
从负净值到百万富翁的个人财务专家,通过播客和书籍帮助人们管理财务。
R
Rachel Cruze
专注于个人财务教育和预算管理的金融专家。
Topics
Marissa: 我们正在考虑选择高免赔额、高保费的健康保险计划还是传统健康保险计划。我们已经有了三个孩子,其中两个孩子都做过两次耳管手术,这让我们对医疗费用比较担忧。我们目前正在进行婴儿步骤四、五、六,并且正在增加紧急基金。 Rachel Cruze: 选择高免赔额健康保险计划可以降低保费,并且可以获得健康储蓄账户,这可以作为退休投资的工具。但是,这需要考虑家庭的健康状况和紧急基金的储备。 George Kamel: 我个人比较喜欢高免赔额健康保险计划,因为它保费低,而且附带健康储蓄账户,这可以作为退休投资的工具,并且具有三重税收优惠。但是,这需要根据家庭的健康状况来决定。

Deep Dive

Shownotes Transcript

**📈 **Are you on track with the Baby Steps? Get a Free Personalized Plan)

Rachel Cruze & George Kamel answer your questions and discuss:

  • "I feel guilty using child support money"

  • "Should I pay off higher interest debt first?"

  • "Can we afford our dream vacation?"

  • "I just found out my boyfriend is $70k in debt"

  • "My brother opened a 529 for my son".

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