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cover of episode Money Magnifies What’s Already Broken In Your Relationships

Money Magnifies What’s Already Broken In Your Relationships

2025/6/23
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The Ramsey Show

AI Deep Dive AI Chapters Transcript
People
C
Chris
投资分析师和顾问,专注于小盘价值基金的比较和分析。
C
Clay
G
George Kamel
从负净值到百万富翁的个人财务专家,通过播客和书籍帮助人们管理财务。
J
Jade Warshaw
从专业歌手到财务专家,Jade Warshaw 的故事激励众多人实现财务自由。
J
Jennifer
M
Michael
帮助医生和高收入专业人士管理财务的金融教育者和播客主持人。
S
Sarah
个人财务专家,广播主持人和畅销书作者,通过“Baby Steps”计划帮助数百万人管理财务和摆脱债务。
Topics
Sarah: 我发现丈夫有赌博成瘾,损失数百万美元,并欠下巨额债务。我接管了他的财务,并寻求帮助来管理债务和保护自己。我感到非常震惊,因为我们原本计划一起买房,而我一直以为我们的财务状况良好。现在我正在努力偿还债务,并确保他无法再获得信贷。 George Kamel: 我们需要尽可能多地设置障碍,包括冻结他的信用,以防止他再次贷款。你应该联系信用机构冻结信用,这样没人能以他的名义开立信贷额度。你需要先处理旧的欠税,然后开始准备明年的预估税。 Jade Warshaw: 按照债务雪球法,先还最小的个人贷款,最后处理房屋净值信贷。

Deep Dive

Chapters
A wife seeks advice on managing her husband's gambling addiction after discovering a decade of hidden debt. They work together to regain control of his finances, address significant tax liabilities, and establish protective measures.
  • Husband has a $1.3 million annual income but accumulated $1.1 million in debt.
  • Debt includes past-due taxes, provisional taxes, HELOC, and personal lines of credit.
  • Wife takes full control of finances, implements protective measures, and seeks professional help for husband's addiction.

Shownotes Transcript

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George Kamel and Jade Warshaw answer your questions and discuss:

  • "How do I protect myself from my husband's gambling addiction?"

  • "Should I pay off my sisters' student loans with my inheritance?"

  • "I want to pay off debt but my wife doesn't. What should we do?"

  • "Should I sell the family property that was gifted to me?"

  • "How do we pay off debt when I can't get a job?"

  • "Should I help my mom buy a vacation home?"

  • "I know nothing about investing. Where do I start?"

  • "My family is going through a crisis. Should I adjust my estate plan?"

  • "How do my sisters and I navigate splitting up the home and land we inherited?"

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