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cover of episode Quit Letting Broke People Give You Financial Advice!

Quit Letting Broke People Give You Financial Advice!

2025/2/27
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The Ramsey Show

AI Deep Dive AI Chapters Transcript
People
D
Dave Ramsey
帮助数百万人摆脱债务和实现财务自由的著名个人财务专家。
J
Jade Warshaw
从专业歌手到财务专家,Jade Warshaw 的故事激励众多人实现财务自由。
L
Laurie
Topics
Laurie: 我父亲计划在他去世后,给我弟弟1万美元,给我姐姐一大笔钱,而我则会收到为期25年的每月3500美元的付款。我父亲没有告诉我弟弟这件事,这让我感到很尴尬。我父亲和弟弟的关系一直很紧张,我担心这件事会加剧他们的矛盾。 我理解父亲的顾虑,但他没有考虑到我作为中间人的尴尬处境。他应该直接告诉弟弟他的决定,而不是让我来承担这个责任。 我父亲担心我的安全,所以他在信托中安排了我可以在他去世后继续住三个月或立即搬走,这让我更加不安。 Dave Ramsey: 首先,没有人有权继承遗产,这是你父亲的钱,他可以随意处理。你父亲不想在你弟弟已经有问题的情况下再火上浇油,这可以理解。 但是,你父亲没有考虑到你处于一个尴尬的位置,因为你没有信息并且不能告诉弟弟。他应该直接告诉你弟弟他的决定,而不是让你来承担这个责任。 你父亲的行为会让你看起来像是花了五年时间操纵他,让他把钱留给你并把你弟弟排除在外。你父亲应该站出来解决这个问题,这对你不公平。 Jade Warshaw: 我同意Dave Ramsey的观点,你父亲现在不处理这个问题,但问题会在你父亲去世后落在你身上。你父亲应该在还活着的时候告诉弟弟他的决定,而不是让你来承担这个责任。 你父亲的行为让你处于一个不公平的位置,他应该站出来解决这个问题。你父亲应该明确告诉弟弟他的决定,并让他承担这个责任。

Deep Dive

Chapters
A caller discusses her father's decision to leave unequal inheritances to his children and the emotional and practical challenges this creates.
  • The father has set up a trust with a fiduciary, leaving different amounts to his three children.
  • The caller's brother is left with only $10,000, creating tension.
  • The father aims to avoid conflict by withholding this information, exacerbating family issues.
  • It's emphasized that no one is entitled to an inheritance, and it's the father's money to distribute as he wishes.
  • The caller is advised to encourage her father to communicate honestly with his son to prevent future conflict.

Shownotes Transcript

**📈 **Are you on track with the Baby Steps? Get a Free Personalized Plan)

Dave Ramsey & Jade Warshaw answer your questions and discuss:

  • "My dad won't tell my brother that he is getting next to nothing from dad's will.."

  • "I'm 18 years-old and already have $110k of debt,"

  • "My dad got two credit cards in my name,"

  • "My wife and I are worried that we're leaving too much inheritance to our kids,"

  • "If I were your son, how soon would you recommend buying a house?"

  • "My family keeps trying to find out my income,"

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