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True Maturity Is The Ability To Delay Satisfaction

2024/3/6

The Ramsey Show

AI Deep Dive AI Chapters Transcript

People

Adam

主持和编辑 STAT 的生物技术播客 “The Readout LOUD”，专注于生物技术新闻和行业分析。

Charlotte

Chrissy

Dave Ramsey

帮助数百万人摆脱债务和实现财务自由的著名个人财务专家。

Erica

无具体信息可用于构建埃里卡的个人简介。

Helen

Ian

Ken Coleman

帮助数千人通过职业评估和指导找到理想职业的广播主持人和职业顾问。

Marcus

Matt

无足够信息构建一句话概述

Rob

活跃的家庭影院和音视频播客主持人，专注于分享专业知识和行业趋势。

Topics

Rob: 提问如何在使用联名账户的同时保持浪漫，避免让配偶知道惊喜的开支，例如情人节或生日礼物的费用。 Dave Ramsey: 建议可以在‘无罪恶感账户’中预留一部分资金用于惊喜支出，避免配偶看到具体的消费明细。可以在特定时间段增加‘无罪恶感账户’的金额，但无需透露具体消费细节。 Ken Coleman: 提前沟通并控制支出，在保持财务纪律的同时，也能保持浪漫。建议提前告知配偶会在特定时间段增加‘无罪恶感账户’的金额，用于惊喜支出，并在收到礼物后告知具体消费细节。

Deep Dive

Chapters

Advice on maintaining romance while managing finances with a shared bank account, including the use of guilt-free spending accounts.

Shownotes Transcript

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Dave Ramsey & Ken Coleman answer your questions and discuss:

"How do I keep the romance alive with a shared bank account if I don't want my spouse to see surprises I'm planning?"
"I have a STEM degree and Starbuck's won't even hire me - how can I find a job with my degree?"
"Am I financially obligated to help pay $250k of debt that my 60-year-old sister racked up?"
Follow up call with a caller that hadn't paid taxes in 3 years
How to choose between a stable income versus your dream career
"Is it possible to leverage debt and stay aligned with the Ramsey methods?"
How to prepare financially for losing your spouse