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Winning With Money Is More About Hope Than Math

2025/6/20

The Ramsey Show

AI Deep Dive AI Chapters Transcript

People

Alec

Dave Ramsey

帮助数百万人摆脱债务和实现财务自由的著名个人财务专家。

George Kamel

从负净值到百万富翁的个人财务专家，通过播客和书籍帮助人们管理财务。

John

一位专注于跨境资本市场、并购和公司治理的资深律师。

Ken Coleman

帮助数千人通过职业评估和指导找到理想职业的广播主持人和职业顾问。

Rachel

Robin

Topics

Rachel: 我在一家大公司工作，公司在10月份的工资单上犯了一个错误，多付了我5万美元。我已经告诉他们了，但他们花了很长时间才纠正错误。现在他们要求全额还款，这需要我额外拿出大约2.3万美元，因为我已经为此纳税了。他们可以选择全额偿还，也可以从我的工资中扣除15%，我不知道该怎么办。 Dave Ramsey: 你不应该支付超过你实际欠款的金额。你应该从美国国税局拿回所有的税款。你需要提交一份修改后的申报单，他们必须提交一份修改后的W-2，说明你不应该缴纳税款，这样你才能获得全额退款。你需要一位税务专业人士。

Deep Dive

Chapters

A listener accidentally received a $48,000 overpayment from her employer. The hosts advise her on how to handle the repayment, emphasizing that she only owes the net amount after taxes and should claim the overpaid taxes back from the IRS. They also suggest getting a new tax professional if needed.

Listener received a $48,000 overpayment.
Only owes the net amount after taxes.
Should claim overpaid taxes from IRS.
Needs a tax professional if current one is unhelpful.

Shownotes Transcript

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Dave Ramsey and Ken Coleman answer your questions and discuss:

"I was accidentally overpaid by my employer and now they want me to pay back $48,000."
"Should I take over the car payment that my soon-to-be ex-husband is failing to pay?"
"How can I convince my wife that we're set for retirement and don't have to make "the pie" bigger?"
"Should I buy a boat?"
"My husband says we can't afford a baby. Is he right?"
"Should I continue working for my father or find another job?"
"My husband wants to invest in gold but I want to invest in real estate. What should we do?"
"How can I pay off my student loans at age 70?"
"I owe $15,000 on my car and it doesn't run. How do I get rid of it?"