cover of episode You Can Have a Great Christmas on a Budget!

You Can Have a Great Christmas on a Budget!

2023/12/8
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The Ramsey Show

AI Deep Dive AI Chapters Transcript
People
C
Caitlin
C
Caleb
专注于提供金融教育和资源,帮助人们实现财务自由。
D
Dr. John Deloney
G
George Kamel
从负净值到百万富翁的个人财务专家,通过播客和书籍帮助人们管理财务。
K
Kim
M
Marie
M
Mary
专注于焦虑和惊恐障碍的临床心理学家和行为科学家,提供实用建议和治疗方法。
M
Matt
无足够信息构建一句话概述
M
Melanie
一名在学校心理健康领域工作的治疗师。
R
Richard
R
Ryan
讨论创建自由派版本的乔·罗根的播客主持人。
S
Sam
通过削减开支、获取电销职位和启动咨询业务,实现从零开始的企业家之旅。
S
Shelly
T
Tony
无相关信息。
V
Veronica
Topics
Mary描述了丈夫沉迷网络赌博给她和家庭带来的巨大压力和痛苦,她尝试过各种方法帮助丈夫,但都失败了,目前她正在考虑与丈夫分居以保护自己和女儿的安全。她对分居感到犹豫,因为仍然爱着丈夫,并希望家庭能够和好。 George Kamel和Dr. John Deloney建议Mary设定明确的界限,并向丈夫发出“或是什么”的警告,如果丈夫不寻求帮助,她将与女儿搬出去。他们强调,Mary的优先任务是确保她和女儿的安全,即使这意味着要经济上独立。他们建议Mary与朋友一起规划分居后的生活,包括住房、账单和育儿等方面。他们还建议Mary将自己的工资存入单独的账户,以防止丈夫继续使用家庭资金进行赌博。 George Kamel强调,Mary的丈夫的赌博行为是婚姻中更大问题的表现,例如缺乏沟通和亲密感。他建议Mary和丈夫一起参加婚姻咨询,以解决婚姻中的根本问题。 Dr. John Deloney建议Mary设定界限,并明确说明如果丈夫不寻求帮助,她将采取的行动。他指出,Mary需要为“或是什么”的情况做好准备,因为这将带来很多复杂性。他强调,Mary不应该因为丈夫的赌博行为而责备自己,她只是在努力保护家庭的安全。 Dr. John Deloney还指出,网络赌博正在摧毁许多家庭,并建议Mary寻求专业人士的帮助来解决这个问题。

Deep Dive

Chapters
Mary discusses her husband's online gambling addiction and its impact on their marriage and family, seeking advice on how to handle the situation.

Shownotes Transcript

George Kamel & Dr. John Delony answer your questions and discuss:

  • Dealing with an online gambling addiction,

  • Budgeting for therapy,

  • Sacrificing to pay off over $200k in student loans,

  • Moving forward after debt, divorce and job loss,

  • "I lied to my girlfriend about my debt,"

  • Cancelling insurance to pay off debt,

  • What debts to pay off first

  • Where to start when you owe over $400k in debt,

  • "My debt is keeping us from owning a house"

  • "I feel so constrained by our budget this Christmas"

  • "Bankruptcy is not the solution to your problem"

  • "How do I keep myself from spoiling my kids"

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