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You Can't Build Wealth with Financial Chaos Around You
2025/6/2
The Ramsey Show
J
Jade Warshaw
从专业歌手到财务专家，Jade Warshaw 的故事激励众多人实现财务自由。
K
Ken Coleman
帮助数千人通过职业评估和指导找到理想职业的广播主持人和职业顾问。
Carmen: 我四年前帮弟弟买了辆车，车登记在我的名下，现在我想买房，但因为这笔车贷影响了我的贷款审批。弟弟现在经济状况很好，但他不愿意把车贷还清或把车过户到他自己名下。我考虑自己还清车贷，然后把车收回来卖掉。
Jade Warshaw: 你应该直接把车拿回来。你弟弟的行为是不合理的，他实际上是在租你的车。这辆车是你的，你有权处理它。你担心家庭关系受损，但实际上损害已经造成了。你应该明确告诉他，如果你要继续支付这辆车，你就要拿回车的所有权。
Ken Coleman: 你需要明确，你这样做是为了你的孩子和家庭，而不是出于恶意。你弟弟的行为是不尊重你的，如果你继续允许这种情况发生，你就是在不尊重自己。你应该立即采取行动，拿回车并卖掉它，这样你才能继续前进。
Deep Dive
Carmen from Tampa helped her brother get a car under her credit. Now, her financial situation changed, and she wants to take back the car. The hosts advise her to take back the car, as it's legally hers, and it's a fair thing to do.
- Carmen co-signed a car loan for her brother.
- The brother is financially stable but refuses to pay off the car loan.
- The hosts advise Carmen to take back the car and sell it to recover her investment.
Shownotes Transcript