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cover of episode You Can’t Complain Your Way to a Better Life

You Can’t Complain Your Way to a Better Life

2024/1/25
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The Ramsey Show

AI Deep Dive AI Chapters Transcript
People
J
Jade
一位尚未详细描述的个人。
J
John
一位专注于跨境资本市场、并购和公司治理的资深律师。
K
Ken
以房地产投资专家和教育者身份,帮助他人实现财务自由。
Topics
John: 拥有28万美元抵押贷款,50万美元高收益储蓄,在考虑提前还款与继续投资之间犹豫。 Jade: 即使利率低至2.8%,提前还款也能带来财务自由和心理上的满足感,并且可以将节省下来的资金用于更高收益的投资,例如年化收益率10%-12%的投资产品。 Ken: 提前还清抵押贷款可以释放资金用于更高收益的投资,并带来财务自由感。提前还款并非不可逆转的决定,如果日后需要,可以再次申请抵押贷款。 John: 拥有28万美元抵押贷款,50万美元高收益储蓄,在考虑提前还款与继续投资之间犹豫。 Jade: 即使利率低至2.8%,提前还款也能带来财务自由和心理上的满足感,并且可以将节省下来的资金用于更高收益的投资,例如年化收益率10%-12%的投资产品。 Ken: 提前还清抵押贷款可以释放资金用于更高收益的投资,并带来财务自由感。提前还款并非不可逆转的决定,如果日后需要,可以再次申请抵押贷款。 John: 拥有28万美元抵押贷款,50万美元高收益储蓄,在考虑提前还款与继续投资之间犹豫。 Jade: 即使利率低至2.8%,提前还款也能带来财务自由和心理上的满足感,并且可以将节省下来的资金用于更高收益的投资,例如年化收益率10%-12%的投资产品。 Ken: 提前还清抵押贷款可以释放资金用于更高收益的投资,并带来财务自由感。提前还款并非不可逆转的决定,如果日后需要,可以再次申请抵押贷款。

Deep Dive

Chapters
John is considering paying off his mortgage but is torn due to high-yield savings rates. The advice is to pay off the mortgage for the peace of mind and then invest the freed-up mortgage payment into other investments.

Shownotes Transcript

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Jade Warshaw & Ken Coleman answer your questions and discuss:

  • "Should I pay off my house?"

  • "Is it greedy to have a monthly income goal?"

  • "Which debt should I pay off first?"

  • Why you can't blame your way to a better life,

  • "I've got a pile of debt and don't know what to do,"

  • "What's the best way to build wealth?"

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