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cover of episode You Have to Know Where You Are Financially to Know Where You're Going

You Have to Know Where You Are Financially to Know Where You're Going

2025/2/28
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The Ramsey Show

AI Deep Dive AI Chapters Transcript
People
A
Andrew
专注于解决高质量训练数据和模型开发成本问题的 AI 研究员。
D
Dave Ramsey
帮助数百万人摆脱债务和实现财务自由的著名个人财务专家。
E
Eric
通过四年的激进储蓄和投资,实现50岁早退并达到“胖FI”状态。
J
Jordan
一位在摄影技术和设备方面有深入了解的播客主持人和摄影专家。
J
Julie
K
Ken Coleman
帮助数千人通过职业评估和指导找到理想职业的广播主持人和职业顾问。
L
Lynn
R
Rob
活跃的家庭影院和音视频播客主持人,专注于分享专业知识和行业趋势。
S
Sarah
个人财务专家,广播主持人和畅销书作者,通过“Baby Steps”计划帮助数百万人管理财务和摆脱债务。
S
Scott
通过积极的储蓄和房地产投资,实现早期退休并成为财务独立运动的领袖。
S
Sean
著名个人财务专家和广播主持人,创立了“婴儿步骤”财务计划。
T
Tyler
如何处理负资产汽车贷款的几种策略和挑战。
Topics
Dave Ramsey: 我和John Deloney即将在全国巡回演讲,主题是金钱与关系。 Ken Coleman: 我们帮助大家在金钱、职业和人际关系方面取得成功。 George Kamel: 我们不仅讨论严肃的财务问题,还会带来一些轻松的氛围。 Rob: 我结婚六个月,正试图从离婚和财务困境中走出来,负债25万美元,不包括房贷。我的许多小额债务是0%利率,而大额债务利率高达28%。 Sean: 我是一名超声技师,考虑是否应该回学校成为医师助理,这需要承担12.5万美元的债务。 Scott: 我和未婚妻计划结婚,但担心未来的财务压力,包括订婚戒指、婚礼、蜜月和买房。 Lynn: 我和丈夫在婚前协议上存在分歧,他认为我是伪君子。我婚前净资产190万美元,他只有15万美元。 Julie: 我父母帮我们支付了医疗费用,现在我们欠他们5万美元。 Tyler: 我有两个工作机会,一个是前雇主,另一个是新工作,薪资差距很大。 Andrew: 我父母为我的大学贷款负责,现在他们要求我偿还这些贷款。 Eric: 我财务状况良好,不确定是否应该为未来的婚姻和孩子储蓄,还是提高自己的生活水平。 Jordan: 我开始交易期权,不确定是否应该继续这种策略。 Sarah: 我和丈夫财务状况良好,考虑如何帮助成年子女储蓄。

Deep Dive

Chapters
A couple finds themselves 250,000 in debt and seeks advice on how to tackle it. The experts discuss the importance of unity, sacrifice, and the debt snowball method. They analyze the couple's debts and suggest strategies for gaining momentum.
  • Debt snowball method
  • Unity in debt repayment
  • Sacrifice and commitment

Shownotes Transcript

**📈 **Are you on track with the Baby Steps? Get a Free Personalized Plan)

Ken Coleman & George Kamel answer your questions and discuss:

  • "My husband is calling me a hypocrite"

  • "I owe my dad 50k for medical expenses"

  • "Am I responsible for my parents' debt?"

  • "Am I good at day trading?"

  • "How can I teach my kids about money?".

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