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cover of episode You Need To “Happen” to Your Life Instead if It Happening to You

You Need To “Happen” to Your Life Instead if It Happening to You

2025/2/10
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The Ramsey Show

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People
D
David
波士顿大学电气和计算机工程系教授,专注于澄清5G技术与COVID-19之间的误信息。
J
Jacob
J
Jade Warshaw
从专业歌手到财务专家,Jade Warshaw 的故事激励众多人实现财务自由。
K
Ken Coleman
帮助数千人通过职业评估和指导找到理想职业的广播主持人和职业顾问。
L
Logan
通过广播秀、播客和网站帮助人们做出更好的财务决策的全国知名广播电台主播和消费报告员。
M
Moe
S
Sam
通过削减开支、获取电销职位和启动咨询业务,实现从零开始的企业家之旅。
Topics
Jacob: 我目前面临着严重的财务困境。我的生意失败了,我失业了,而且我负债累累,这使我难以维持生计。我正在努力寻找工作,并且加入了电工工会,但我不知道什么时候才能找到工作。更糟糕的是,我的卡车还被孔雀袭击了,这使得转售变得更加困难。 Ken Coleman: 你不应该坐等机会,而应该主动寻找工作。既然你只需要 1200 美元就能维持生计,那么你应该能够找到一份每小时 10 美元、每周 40 小时的工作。你可以做任何类型的工作,比如修理工或送货员。重要的是要积极主动地解决问题,而不是被问题所困扰。 Jade Warshaw: 告诉我你的债务情况。你欠多少钱?你的支出是多少?我们需要了解你的财务状况,才能帮助你摆脱困境。

Deep Dive

Chapters
Jacob from Cincinnati is facing debt with no income after his business failed. He's joined a trade union but hasn't received a job call yet. The hosts advise him to find any available work to generate income before tackling his debt.
  • Business failure resulted in zero income
  • Lives in rural area outside Cincinnati
  • Needs $1200/month to cover expenses
  • Joined electricians union, awaiting job call
  • Owns home on family land, minimal living expenses

Shownotes Transcript

**📈 **Are you on track with the Baby Steps? Get a Free Personalized Plan)

Ken Coleman & Jade Warshaw answer your questions and discuss:

  • "I'm about to be behind on my payments,"

  • "Should I keep more than $1k for emergencies?"

  • "Do we take some equity out of our home in order to buy a vehicle?"

  • "Should I renew my lease with my girlfriend?"

  • "My house payment is 55% of my income.."

  • "My credit card debt is crashing down on me"

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