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cover of episode Your Financial Journey Is a Marathon, Not a Sprint

Your Financial Journey Is a Marathon, Not a Sprint

2025/3/5
logo of podcast The Ramsey Show

The Ramsey Show

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A
Amy
D
Dave Ramsey
帮助数百万人摆脱债务和实现财务自由的著名个人财务专家。
F
Francisco
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Georgia
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Jim
专注于 IT 自动化和网络安全的技术专家
L
LaTanya
M
Megan
R
Rachel Cruze
专注于个人财务教育和预算管理的金融专家。
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Shantae
S
Steve
以深入的技术见解和长期的内容创作影响力,成为PC硬件和游戏社区中的重要人物。
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Dave Ramsey: 我认为在结婚前同居是不明智的,这可能会导致财务和关系上的问题。我建议先结婚,然后再考虑同居。在财务上,婚前同居可能会导致一方为另一方承担债务,这会给关系带来很大的压力。在感情上,婚前同居可能会导致双方对婚姻的期望值降低,从而影响婚姻的质量。 Rachel Cruze: 我同意Dave Ramsey的观点。婚前同居可能会导致财务上的纠纷,也会影响到双方对婚姻的期望值。我建议先结婚,然后再考虑同居。 LaTanya: 我和我的男友已经交往两年了,我们计划结婚,但他不愿意在没有找到工作的情况下搬到密歇根。我不知道我是否应该先搬出去,还是等到他找到工作后再一起搬家。

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Chapters
LaTanya is dating a man who lives in a different state. They plan to marry before moving in together, but she is unsure whether to move out of her father's house before he secures a job in her state or wait until he has a job and they can find a place together. Dave and Rachel advise her to wait, emphasizing the importance of getting married before moving in together.
  • It's better to get married before moving in together.
  • Moving in with an unemployed, unmarried partner can create financial and relational problems.
  • It's advisable to establish stability in terms of employment and housing before making major life changes.

Shownotes Transcript

**📈 **Are you on track with the Baby Steps? Get a Free Personalized Plan)

Dave Ramsey & Rachel Cruze answer your questions and discuss:

  • "What should I do with my late daughter's estate?"

  • "How would you handle the national debt?"

  • "I'm nervous to combine finances with my fiancé"

  • "Should I upgrade my car to impress the ladies?"

  • "Balancing the Baby Steps with mental health".

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