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Nvidia To Make AI Supercomputers in Texas & Goldman Sachs Cashes In for Q1
2025/4/15
Morning Brew Daily
N
Neil Freiman
T
Toby Howell
播客主持人，专注于新闻分析和评论
Neil Freiman: 我认为Coachella大部分门票通过分期付款购买，这可能是经济衰退的指标，也可能是人们精明的理财方式。毕竟，超过一半的普通门票购买者今年都使用了分期付款计划，而2009年这个数字只有18%。
这引发了一个问题：是经济衰退的预兆，还是人们糟糕的理财习惯，亦或是值得的投资？
Toby Howell: 我认为这并非财务不识字的表现，恰恰相反，这是一种精明的理财策略。许多音乐节都采用分期付款购票的方式，这说明人们懂得利用免息分期付款来更好地管理资金，前提是能够按时还款。今天的钱比明天的钱更有价值，所以如果能通过免息分期付款的方式保留现在的钱，而不是立即消费，这是一种精明的做法。
Deep Dive
Coachella's use of payment plans for ticket purchases has increased significantly, raising questions about financial literacy and recession indicators. The discussion explores the time value of money and the prevalence of payment plans in other music festivals.
- Over half of Coachella attendees used payment plans in 2024, up from 18% in 2009.
- Many other music festivals also utilize payment plans.
- The time value of money suggests that utilizing interest-free payment plans can be financially savvy if paid off on time.
Shownotes Transcript