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13 Rental Units with a “Rinse and Repeat” Investing Method

2025/3/24

BiggerPockets Real Estate Podcast

AI Deep Dive AI Chapters Transcript

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Dave Meyer

Mike Johnson

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主持著名true crime播客《Crime Junkie》的播音员和创始人。

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Mike Johnson: 我在2020年开始进行房地产投资，当时我是一名医疗器械销售代表。由于疫情影响，我的工作受到限制，所以我开始寻找其他投资途径。我选择房地产投资是因为它可以提供稳定的被动收入，并且让我能够承担更多职业风险。我的投资策略是低首付，简单的翻新，长期持有和出租。我通过这种策略在四年内积累了13套出租房，每月获得数千美元的现金流。我的第一笔投资是在密尔沃基，我用10%的首付购买了一套价值128,000美元的双联住宅。这套房产的每月收入为1700美元，每月支出为922美元。我已经拥有这套房产四年了，并且一直没有空置。我与租客保持良好的沟通，并及时解决他们的问题，这有助于我保持长期稳定的租客关系。我的第二笔投资是在芝加哥，我用3.5%的首付购买了一套价值75万美元的四联住宅。这套房产的总投入为27,000美元。我通过最大化卖方抵押贷款和利用税收优惠来降低我的首付。这套房产的租金收入很高，但是我经历了一些租客问题，例如非法居住者和恶意破坏。我最终通过法律途径解决了这些问题，并且我的房屋保险公司赔偿了我的房屋维修费用。我重新装修了房屋，并获得了更高的租金收入。我的第三笔投资也是在芝加哥，我用10%的首付购买了一套价值51,000美元的三联住宅。这套房产的租金收入也很好，但是我遇到了一些租客问题，所以我决定雇佣一个专业的物业管理公司来管理这套房产。我的第四笔投资是一套价值150万美元的四联住宅，我用5%的首付购买了这套房产，总投入为38,000美元。我通过最大化卖方抵押贷款和利用税收优惠来降低我的首付。这套房产的租金收入很高，并且租客素质很好。我的投资策略是可复制的，我通过低首付，简单的翻新，长期持有和出租，在几年内积累了令人难以置信的投资组合。 Dave Meyer: Mike Johnson 的投资策略是可复制的，他通过低首付，简单的翻新，在几年内积累了令人难以置信的投资组合。低首付贷款和低月供仍然是可行的投资策略。房地产投资需要耐心，长期来看，投资将会获得成功。Mike Johnson 的投资经验表明，即使在遇到一些挫折，例如非法居住者和恶意破坏，仍然可以通过坚持和努力获得成功。

Deep Dive

Chapters

Mike Johnson, a former medical device sales rep, transitioned into real estate investing during the COVID-19 pandemic. He leveraged a 'house hacking' strategy, combining his primary residence with rental units to build a $3.4 million portfolio in just four years. His approach prioritized passive income and provided a safety net for taking career risks.

Transitioned from medical device sales to real estate investing
Built a $3.4 million portfolio in four years using house hacking
Prioritizes passive income for career security

Shownotes Transcript

This investor built a **multimillion-dollar **real estate portfolio) with low-money-down loans and little cash-to-close. Thanks to his smart “rinse and repeat” strategy, he’s quickly scaled from zero to 13 rental units in just four years, all while collecting thousands of dollars of cash flow) a month. He would have never been able to get to this place if he hadn’t followed a strategy many investors are too scared to try.

Mike Johnson knew the best way to take bigger career risks was to have a backup plan. The ultimate passive income plan? Rental properties. But he didn’t want to put 20% to 25% down on each property he bought, so he started where many investors do—house hacking). Four years later, he’s continued his repeatable house hacking strategy, purchasing a new property every year, living in one unit, and renting out the others.

This has allowed Mike to **build a portfolio worth $3.4 million in just four years **while buying in B+ or A-class neighborhoods and taking home a healthy amount of cash flow. But he has dealt with his fair share of headaches—squatters, non-paying tenants, and a lot of purple paint. Mike still says investing has been a massive win for him, and you can repeat his same strategy!

In This Episode We Cover:

How to start investing in real estate with little money using the house hacking strategy

Why **your primary residence IS an investment **(and a phenomenal one at that)

The** biggest mistake Mike made **that led to him buying a property with a squatter in the unit

The **new **5% down multifamily loan) you can use to buy bigger, better, more expensive properties

The cash flow AND appreciation market Mike is bullish on (and keeps investing in)

When to self-manage vs. hire property management )for your rentals

And **So **Much More!

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