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cover of episode The Best “Early Retirement” Strategy 99% of Investors Ignore

The Best “Early Retirement” Strategy 99% of Investors Ignore

2025/6/11
logo of podcast BiggerPockets Real Estate Podcast

BiggerPockets Real Estate Podcast
AI Deep Dive AI Chapters Transcript
People
A
Ashley Kehr
D
Dave Meyer
M
Mindy Jensen
Topics
Dave Meyer: 居住翻新结合了自住和翻新的优点，能获得免税收益，且对生活干扰较小。自住能带来更好的融资条件，翻新节奏更灵活，同时还能积累大量资产。最重要的是，居住满两年后出售，收益免税，这比传统翻新需要缴纳的普通收入税更划算。 Mindy Jensen: 我在1998年首次尝试居住翻新，2002年卖出，赚了2.5万美元，这相当于我当时一年的工资。这让我深刻体会到居住翻新的巨大潜力。 Ashley Kehr: 居住翻新的一大优势在于能以自住房的名义获得优惠贷款。现在我对居住地点没有特别要求，居住翻新是一种更简单、更有吸引力的投资方式，能获得免税收益。与其花时间攒钱买装修好的房子，不如住在装修的房子里，让自住房也成为一项投资，通过低价买入和装修，在出售时获得免税收益。

Deep Dive

Chapters
This chapter introduces the live-in flip strategy, highlighting its potential for tax-free profits and early retirement. It differentiates this strategy from house hacking and traditional flipping, emphasizing its unique advantages in terms of financing, pace, and tax benefits.
  • Live-in flip combines primary residence with flipping.
  • Offers better financing terms due to owner-occupancy.
  • Allows for a more relaxed pace compared to traditional flipping.
  • Generates significant tax-free returns if lived in for two years or more.

Shownotes Transcript

Want to retire early? What about early retirement AND making millions of dollars tax-free? Only one real estate investing strategy gives you the ability to do both, but 99% of investors won’t try it. Why? We don’t know because today’s two guests, as well as Dave, are all using this investing strategy in 2025 to make a killing on their real estate deals. It’s not house hacking, it’s not medium-term rentals, and it’s not private lending—it’s live-in flipping).

Never heard of live-in flipping)? There’s a good reason—nobody is doing it, even though it boasts the biggest benefits of almost any real estate strategy out there. This method enabled** Mindy Jensen **to accumulate **millions of dollars in **net worth) by her early 50s, much of which was tax-free. The same strategy is being used by Ashley Kehr and Dave to make hundreds of thousands of dollars in profit simply by buying a house, fixing it up while living in it, and reselling it.

How does this get you to early retirement? Simple: you make hundreds of thousands tax-free, more than what your job might pay you over several years, dramatically boosting your bank account and allowing your investments to multiply way faster.** Anyone can do it**—whether you’re single, have a partner, or kids—and the benefits are unbeatable. Wanna know how to start? Mindy, the expert on live-in flips, is sharing her secrets in today’s episode. 

In This Episode We Cover

Live-in flipping 101, the best real estate strategy) for **tax-free millions **

What** type of house** makes the best live-in flip (with the highest profits)

**What level of **renovation) to put into the house (DON’T pick your favorite upgrades)

Tips to** keep your family comfortable while live-in flipping**, especially if you have kids 

Financing a live-in flip and one easy way to get a lower interest rate 

And **So **Much More!

Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠) and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/real-estate-1133)

Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠[email protected]⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠).

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