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cover of episode The Mortgage Rate “Range” to Expect for the Rest of 2025

The Mortgage Rate “Range” to Expect for the Rest of 2025

2025/5/2
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BiggerPockets Real Estate Podcast

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D
Dave
活跃的房地产投资者和分析师,专注于房地产市场预测和投资策略。
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我预测2025年剩余时间的抵押贷款利率将保持相对较高水平,在6.5%到7.1%之间波动。这一预测基于对债券市场、通货膨胀和经济衰退风险的综合分析。美联储的政策以及特朗普总统与美联储主席鲍威尔的冲突也对利率走势产生影响。 虽然存在经济衰退的风险,但通货膨胀的可能性以及投资者对美国资产的谨慎态度,都使得债券收益率难以大幅下降,从而导致抵押贷款利率保持高位。 为了使抵押贷款利率下降,需要经济衰退但不伴随通货膨胀,并且在贸易和美联储关系方面需要更大的稳定性。 即使美联储降息或特朗普解雇鲍威尔,也可能无法显著降低抵押贷款利率,因为这可能会加剧通货膨胀担忧,导致债券收益率上升。 我的房地产投资策略是长期持有具有上涨潜力的优质资产,并进行保守的尽职调查,确保至少实现盈亏平衡的现金流。在当前市场环境下,仍然存在许多投资机会,关键在于积极寻找具有上涨潜力的房产,并进行合理的风险评估。

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Here’s the mortgage rate “range” Dave expects to see through the end of 2025.

With so much rate volatility as of late, it’s getting harder and harder to predict when interest rates) will rise, fall, stabilize, or go in a completely different direction. Behind all the fluctuations, we can see why this is happening: recession)** fears, inflation) fears**, and declining sentiment toward the American economy. There are a few ways future mortgage rates could go, and today, Dave shares his prediction for the 2025 mortgage rate “range.”

You want lower mortgage rates, we want lower mortgage rates—everyone wants lower mortgage rates—how do we get there?

Dave will spell out the scenario that has to happen for rates to fall, and if you start seeing these warning signs, you might want to prepare. Plus, if the opposite happens, what could cause rates to rise even higher? Finally, Dave shares his plan for investing with fluctuating rates and his strategy for building wealth) in a volatile market. 

In This Episode We Cover

The mortgage rate “range” to expect in 2025 (and what’s affecting rates now)

Everyone is wrong about the Fed)—here’s who actually controls mortgage rates

The **recession vs. inflation **standoff and why the winner will greatly affect your rate

The** “Sell America” trade** that’s putting the American economy under severe pressure

**How Dave is investing in 2025 **and his plan for which properties to buy even with high rates

And **So **Much More!

Check out more resources from this show on ⁠⁠⁠BiggerPockets.com⁠⁠⁠) and ⁠⁠⁠https://www.biggerpockets.com/blog/real-estate-1116)

Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠[email protected]⁠⁠⁠).

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