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cover of episode The Repeatable “Stack” Method to Buy Rentals Faster (and with Less Money)

The Repeatable “Stack” Method to Buy Rentals Faster (and with Less Money)

2025/2/3
logo of podcast BiggerPockets Real Estate Podcast

BiggerPockets Real Estate Podcast

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Connor Anderson
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Dave Meyer
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Dave Meyer: 我看好美国中西部地区,特别是密歇根州,我认为房屋租赁是开始投资的最佳方式。即使在如今的市场挑战下,“叠加法”仍然有效,可以在几年内实现指数级增长。Connor Anderson 的成功案例证明了这些策略在当前投资环境下的有效性。 Connor Anderson: 我大学时看到房东轻松收租,萌生了投资房地产的想法。为了攒钱买第一套房,我极度节俭,做了兼职,最大限度地降低了生活开支。我的第一套房产是一套联排别墅,利用房屋租赁节省下来的钱,支付了第二套房产的5%首付。我成为了一名成功的房地产经纪人,主要为投资者服务,并帮助我的家人和朋友购买房产。通过联系所有过期、撤回或取消的房源,我找到了我的第三套房产,一个双联排别墅,并用从我的第一套房产中获得的房屋净值信用额度(HELOC)来支付装修费用。最近,我购买了一套四联排别墅,并继续实行房屋租赁策略。我的策略是逐步升级,从联排别墅到单户住宅,再到双联排别墅,最后是四联排别墅。在评估交易时,我主要关注租金收入和抵押贷款还款之间的差额。在大急流城等密歇根州的市场,即使不进行房屋租赁,也可以获得现金流,但与低利率时期相比,现金流会减少。我通过2-1利率买断来提高我的现金流,降低了前两年的利率。大急流城的房价低于全国平均水平,并且存在住房短缺,这使得房地产投资具有吸引力。我计划继续缓慢地扩大我的投资组合,并尝试短期租赁。 Connor Anderson: 我在丹佛的第一套房产至今仍在出租,每月带来几百美元的现金流,并且增值不少。我在密歇根州大急流城买房,之前只去过那里一天或半天。我花了1.5万美元的首付和手续费买了我的第一套房产,当时我的存款所剩无几。我用我的佣金支付了大部分首付,并巧妙地安排了交易时间,以最大限度地利用租金和押金。由于市场库存有限,我不得不通过非公开市场寻找合适的房产。我作为一名房地产经纪人,能够与业主建立关系,并最终出售了他所有的房产。我买了一个双联排别墅,其中一边状况良好,另一边需要大规模翻新。我对双联排别墅的装修预算略超支,但租金收入达到了预期。我最近购买了一套四联排别墅,并继续实行房屋租赁策略。

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Shownotes Transcript

One of the most repeatable, scalable ways to build a real estate portfolio is using “The Stack” method). This investing strategy allows you to slowly scale your real estate using** low-money-down** loans, turning one down payment into multiple properties. It’s one of the smartest,** safest ways to build wealth**, but it’s almost been forgotten. Today, we’re talking to an investor reviving “The Stack,” using it to build an eight-rental real estate portfolio) starting with just $15,000.

Like most investors, Connor Anderson had barely enough money to close on his first house, a condo. He **scrounged together just $15,000 to buy his **first property) and immediately began to rent out the other rooms. But this was just the beginning for Connor.

Over the next few years, Connor slowly** turned the rent savings from that one condo into a single-family house, a duplex, and now a fourplex**, which he is still house hacking in. The best part? Those properties he used to live in are now cash-flowing rentals WITH equity), which he has used to buy more properties. This is **“The Stack” method **done the right way, and if you want to safely, slowly, and steadily grow your rental portfolio without a ton of money, this is how to do it. 

In This Episode We Cover:

“The Stack” method and how to use it to **build a rental portfolio with little money **

Why you DON’T need to rush building a real estate portfolio to be successful

One** investing area** that both Connor and Dave are **very bullish on **

How Connor scored a** zero-dollar-down, off-market duplex **

Interest rate buydowns and other strategies to** create cash flow) in 2025 **

And **So **Much More!

Links from the Show

Join BiggerPockets for FREE)

Let Us Know What You Thought of the Show!)

Ask Your Question on the BiggerPockets Forums)

BiggerPockets YouTube)

Maximize Your Real Estate Investing with a Self-Directed IRA)

Grab the Book “The House Hacking Strategy”)

Find an Investor-Friendly Agent in Your Area)

The Stack: The Perfect Blueprint for Scaling Quickly in Real Estate)

Connect with Connor)

Connect with Dave)

(00:00) Intro

(02:36) First Deal for $15,000 (Condo)

(08:23) Home Run Rental for 5% Down (House)

(12:03) Off-Market $0 Down Duplex

(17:36) The “Stack” Method

(23:20) “Turnkey” 5% Down Fourplex

(25:58) How to Find Cash Flow in 2025

(29:00) Best Area to Buy?

Check out more resources from this show on BiggerPockets.com) and https://www.biggerpockets.com/blog/real-estate-1078)

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