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cover of episode 'He wanted to destroy me financially': The economic abuse of domestic violence survivors

'He wanted to destroy me financially': The economic abuse of domestic violence survivors

2025/1/27
logo of podcast On Point | Podcast

On Point | Podcast

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A
Adrienne Adams
C
Carla Sanchez-Adams
K
Keisha Preston
M
Meghna Chakrabarty
Topics
Meghna Chakrabarty: 本节目探讨了家暴幸存者普遍遭受的经济虐待问题,以及相关法律和社会支持的不足。我们采访了家暴幸存者Keisha Preston和专家Adrienne Adams教授以及Carla Sanchez-Adams律师,深入了解了经济虐待的各种形式、影响以及应对策略。 Keisha Preston: 我在长达14年的虐待关系中遭受了严重的经济虐待,包括信用受损、被迫负债以及完全丧失经济独立性。这种虐待极其隐蔽,它不仅影响我的生活,也严重影响我的孩子。离开施暴者后,我面临着巨大的经济困境,几乎一无所有,但最终通过努力工作和法律的帮助,我重建了生活。 Adrienne Adams: 我的研究表明,94%到99%的家暴幸存者都遭受过经济虐待,这与身体和心理虐待一样普遍。经济虐待包括限制受害者获取经济资源和剥削其经济资源,例如阻止受害者工作、控制其支出、在受害者名下制造债务(胁迫债务)等。胁迫债务通常用于施暴者个人享乐或被伪装成家庭所需,但主要用于施暴者个人享乐。经济虐待会对幸存者造成长期影响,即使离开施暴者后,债务和信用受损仍会持续困扰他们,影响其生活各个方面,甚至导致他们被迫在虐待关系中停留更长时间。 Carla Sanchez-Adams: 现行法律对受害者声称在婚姻关系中遭受财务欺诈的保护有限,因为身份盗窃的定义因州而异,且通常不包括胁迫行为。执法部门通常不相信婚姻关系中存在财务欺诈,这使得受害者难以获得帮助。我们在德克萨斯州推动了法律修改,将胁迫纳入身份盗窃的定义,但受害者仍需提供证据。我们还向消费者金融保护局(CFPB)提交了请愿书,要求扩大身份盗窃的定义,以涵盖胁迫债务,并扩大身份盗窃报告的定义,以便受害者更容易获得保护。

Deep Dive

Chapters
The episode starts by introducing the concept of economic abuse within domestic violence, highlighting its prevalence (94-99% of survivors experience it) and insidious nature. A survivor's account illustrates how financial control is used to maintain power and dependence.
  • 94-99% of domestic violence survivors experience economic abuse
  • Economic abuse is a form of control and power, often more insidious than physical violence
  • Financial dependence is a tool to prevent escape from abusive relationships

Shownotes Transcript

Nearly every domestic violence survivor has reported suffering economic abuse at the hands of their abusive partner. They’ve been coerced into debt, had their credit scores ruined, lost all financial independence. Few laws are on the books to prevent this. That soon may change.