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cover of episode How to FIRE Without Investing in Real Estate

How to FIRE Without Investing in Real Estate

2025/6/24
logo of podcast BiggerPockets Money Podcast

BiggerPockets Money Podcast

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M
Mindy Jensen
S
Scott Trench
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Mindy Jensen: 作为财务自由的基础,我们有四个关键点。首先是减少开支,审视你的预算,找到那些可以削减而不影响生活质量的项目,比如不必要的会员或高价电话套餐。第二点是增加收入,虽然很多人可能已经在现有工作上达到了收入的上限,但仍然可以通过跳槽或寻找新的机会来提升。第三点是投资,除了传统的指数基金投资外,还可以考虑投资于自己擅长的领域或有独特优势的项目。最后是创造,通过创业或购买小型企业来快速积累财富。 Scott Trench: 减少开支对实现财务自由至关重要,它不仅能增加每年的储蓄额,还能减少未来所需的资金。我建议从分析支出的角度出发,将每一笔支出分类,并优先处理最大的支出,如住房、交通和食物。同时,我也认为,对于那些希望更快实现财务自由的人来说,需要采取更积极的策略,包括大幅削减开支、增加收入或采取高风险的投资方式。此外,灵活的财务状况对于抓住创业或投资机会至关重要。通过降低每年的支出,维持生计所需的基本工资也降低,从而有更多机会大幅增加收入。

Deep Dive

Shownotes Transcript

You're eager to build serious wealth, but the idea of managing tenants, fixing toilets, handling trash issues, and dealing with the endless headaches that come with real estate investing makes you cringe. Even though we're the world's largest platform for real estate investors, we totally understand that the landlord life isn't suited for everyone. The great news? Real estate is definitely not your only ticket to wealth. There are five other proven methods to accumulate serious money that won't have you answering frantic tenant calls at 2 A.M.

On today's episode of the BiggerPockets Money podcast, Mindy and Scott team up to reveal the five most effective wealth-building strategies that don't require purchasing a single rental property. These approaches are accessible to virtually anyone, regardless of your current salary or existing savings account balance. Some of these strategies are extremely passive, needing only a few minutes monthly to kickstart your wealth accumulation, while others have the potential to dramatically boost your earnings but demand considerably more active participation.

In this episode, you'll learn:

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The five ways to get rich WITHOUT investing in real estate 

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The four “levers” of wealth you can pull to level up your financial lifestyle

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“Boring” businesses and HUGE investment opportunities for those in their 20s, 30s, or 40s

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Job hopping and why you could be underpaid and overworked at your current role

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The investment accounts that can expedite your path to becoming a millionaire

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The super passive investment anyone can use to build massive wealth in the background

And SO Much More!

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