We're sunsetting PodQuest on 2025-07-28. Thank you for your support!
Export Podcast Subscriptions
cover of episode The “Set It and Forget It” Path to FIRE by Your 40s

The “Set It and Forget It” Path to FIRE by Your 40s

2025/5/30
logo of podcast BiggerPockets Money Podcast

BiggerPockets Money Podcast
AI Deep Dive AI Chapters Transcript
People
A
Andy
REAL AF 播客主持人，专注于讨论和分析时事新闻和政治事件。
O
Oliver
Topics
Andy: 我在找到第一份全职工作后，通过Reddit发现了FIRE运动，并在阅读了大量相关资料后，决定坚持到底，即使在COVID疫情期间也没有改变我的投资策略。我认为坚持到底，什么都不做，才是最简单、最正确的做法。我更倾向于“设定后不管”的投资方式，很少查看股市，因为我知道我不会动用这笔钱，我更关注当下的事情，比如结识其他人，了解我的高层次目标，以及进行旅行黑客等。 Oliver: 我和Andy的经历类似，找到第一份工作后，我们意识到需要储蓄和投资。我在阅读文章、博客和Reddit时偶然发现了FIRE，并且Ramit Sethi的书为我奠定了投资的基础。我受到 Ramit 的书的启发，我非常认同“设定后不管”的理念。设置从工资到 Roth IRA、401k 或 HSA 的自动转账非常关键。我可以专注于我的其他兴趣爱好，比如 YouTube 频道和其他事情。

Deep Dive

Chapters
Andy and Oliver, twins in their 20s, share their journey into the FIRE movement. They discovered FIRE through online resources and books, emphasizing a "set it and forget it" investment strategy. Despite market corrections, they remained consistent, highlighting the importance of flexibility in FIRE goals.
  • Twins Andy and Oliver discovered FIRE in their 20s.
  • "Set it and forget it" investment strategy.
  • Remaining consistent despite market corrections.
  • Flexibility in FIRE goals is key.

Shownotes Transcript

If you invest consistently, reaching FIRE (financial independence, retire early) by your mid-40s is absolutely possible. These two financial-freedom)-chasing twins are proof of it! Only in their 20s, both **Andy **and **Oliver **from Twin Finances have six-figure net worths, rental properties, and fully-loaded stock accounts! Conveniently, right after getting their first jobs, they found out about the FIRE movement), and have been quickly approaching their FIRE numbers ever since!

Andy and Oliver have made substantial financial progress in just six years by doing what’s simple—a “set it and forget it” investing strategy) that means less stress and faster FIRE. With $2M FIRE goals each, they’ve got a big gap to fill, but starting in their 20s gives them a huge leg up. In this episode, they break down their net worths), assets, and how they balance stocks and real estate to stay on track for FIRE by 45! 

Are you new to the FIRE movement? Check out Andy and Oliver’s beginner channel for personal finance, Twin Finances), and subscribe to* *BiggerPockets Money)!

In This Episode We Cover

The **“set it and forget it” investing strategy for FIRE **by your mid-40s 

Why you MUST **be flexible with your **FIRE number) as your life changes 

How to handle **market corrections and crashes **without losing your FIRE progress 

Andy and Oliver’s impressive net worths (they’re only in their 20s!)

Combining rental properties and consistent stock investing to diversify your FIRE income

And **So **Much More!

Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠) and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/money-645)

*Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email *⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠[email protected])

Learn more about your ad choices. Visit megaphone.fm/adchoices)